Winnebago County property record for 7147 Thomas Dr, Loves Park, IL 61111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,418 sqft · built 1994 |
| Lot Size | 0.248 acres (10,804 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jul 2018) |
| Tax Bill | $5,274 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-35-356-022 |
| Primary APN | 08-35-356-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,418 sqft Living Area |
| 1st Floor Area | 1,418 sqft |
| Basement Area | 1,418 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 10,804 sqft (0.248 acres) |
| Garage Area | 528 sqft |
| Deck Area | 464 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 7147 THOMAS DR |
|---|---|
| City | LOVES PARK |
| State | IL |
| Zip | 61111-5324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | KINGS ACRES PT W1/2 SEC 35-45-2 & PT W1/2 NW1/4 SEC 2-44-2 THAT PT LYG SEC 35-45-2 PT LOT 8 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 35 |
| Legal Subdivision | KINGS ACRES SUB |
| Legal Lot Number | 8 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 3810 |
7147 Thomas Dr is owned and occupied by two individuals who bought it in July 2018.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7147 THOMAS DR, LOVES PARK, IL 61111-5324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI ROCK VLY CU |
| Jul 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2018 · Amount on File |
| Deed Sale | Jul 21, 2018 · Amount on File |
| Prior Sale | Feb 22, 2012 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 7147 THOMAS DR, LOVES PARK, IL 61111-5324 |
| Document Number | 0001006793 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2020 |
| Title Company | LAKESHORE TITLE AGENCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7147 THOMAS DR LOVES PARK IL 611115324, LOVES PARK, IL 61111-5324 |
| Document Number | 0001006793 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 1006793 |
| Name | ROCK VLY CU |
|---|---|
| Address | LOVES PARK, IL 61111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.69% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 7147 THOMAS DR, LOVES PARK, IL 61111-5324 |
| Document Number | 0001021299 |
| Instrument Date | Jul 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7147 THOMAS DR LOVES PARK IL 611115324, LOVES PARK, IL 61111-5324 |
| Document Number | 0001021299 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 1021299 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 26, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.44% |
The 2025 property tax bill for 7147 Thomas Dr was $5,274 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Municipality | Loves Park City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,274.00 | $81,759 Land $16,540 Building $65,219 | $245,277 Land $49,620 Building $195,657 |
| 2022 | Homeowner's exemption | $60,228 Land $12,184 Building $48,044 | $180,684 Land $36,552 Building $144,132 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7147 Thomas Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7147 Thomas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOVES PARK serves 23,335 people · EPA ID IL2010150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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