7146 Ridgeview Dr, Genesee, MI 48437 Property Records

Genesee County property record for 7146 Ridgeview Dr, Genesee, MI 48437

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,940 sqft · built 1971
Lot Size0.514 acres (22,390 sqft)
OwnerIndividual Name on File
Last Sale$246,000 (Apr 2025)
Tax Bill$6,105 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-10-552-008

Property Details

APN / Parcel Number

Primary APN11-10-552-008

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,940 sqft Living Area
1st Floor Area988 sqft
Basement Area988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area22,390 sqft (0.514 acres)
Lot Dimensions200 ft deep x 112 ft wide
Garage Area748 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7146 RIDGEVIEW DR
CityGENESEE
StateMI
Zip48437-7724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal DescriptionLOT 37 BROOKVIEW SUB NO 1 SEC 10 T8N R7E
Legal Range07E
Legal Township08N
Legal Section10
Legal SubdivisionBROOKVIEW SUB
Legal Lot Number37
JurisdictionGENESEE MI
Township / Civil DivisionGENESEE
Census Block Group3
Census Block3035
Census Tract12100

Owner

7146 Ridgeview Dr is owned and occupied by an individual who bought it in April 2025.

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7146 RIDGEVIEW DR, GENESEE, MI 48437-7724
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Deed of Trust, Mortgage · VA Mortgage
STAUNTON FINANCIAL INC
Nov 28, 2023Warranty Deed, Transfer
Sep 29, 2017Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA
Dec 21, 2020Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2025 · Amount on File
Deed SaleApr 17, 2025 · Amount on File
Prior SaleNov 28, 2023 · Amount on File
Deed Document Number202528338
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Recording DateApr 16, 2026
Property Address7146 RIDGEVIEW DR, GENESEE, MI 48437-7724
Document Number0000024240
Instrument DateApr 3, 2026
Instrument202624240
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address7146 RIDGEVIEW DR, GENESEE, MI 48437-7724

Mortgage

Document Number0000024240,
DateApr 16, 2026
Instrument202624240
Lender
NameSTAUNTON FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateNov 28, 2023
Property Address7146 RIDGEVIEW DR, GENESEE, MI 48437-7724
Document Number0000060344
Map ReferenceLB 42 PG 33-34
Instrument DateNov 13, 2023
Instrument202311280060344
Transaction TypeTransfer
Record UpdatedDec 5, 2023

Transaction

AmountAmount on Record
Tax$1,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6139 SARATOGA LANE, NEW HAVEN, MI 48048

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address32184 CHATHAM ST, NEW HAVEN, MI 48048-1962

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address7146 RIDGEVIEW DR, GENESEE, MI 48437-7724
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062993
DateSep 29, 2017
Instrument201709290062993
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term361 Months
DueOct 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateDec 21, 2020
Property Address7146 RIDGEVIEW DR, GENESEE, MI 48437-7724
Document Number202012210085222
Map ReferenceLB 42 PG 33&34
Instrument DateNov 4, 2020
Instrument202012210085222
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyMASON BURGESS TITLE AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,677.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7146 RIDGEVIEW DR, 7146, GENESEE, MI 48437-7724

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address131 PHEASANT LN, GRAND BLANC, MI 48439-8188

Mortgage

Document Number202012210085223
DateDec 21, 2020
Instrument202012210085223
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7146 Ridgeview Dr was $6,105 with a homeowner's exemption, down 4.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGenesee Charter Township
Unified School DistrictGenesee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,500 (+3.88%) Land $7,000 Building $129,500$273,000 (+3.88%) Land $14,000 Building $259,000
2025$6,105.00 (-4.27%) Homeowner's exemption$131,400$262,800
2024$6,377.00
2023$108,300$216,600
2021$4,138.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7146 Ridgeview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7146 Ridgeview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENESEE COUNTY WATER SYSTEM
serves 73,726 people · EPA ID MI0002615
Water SourcePurchased surface water from KAREGNONDI WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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