7145 Upton Rd, Mount Vernon, IN 47620 Property Records

Posey County property record for 7145 Upton Rd, Mount Vernon, IN 47620

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,953 sqft · built 1948
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,200 (Apr 2022)
Tax Bill	$1,429 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`65-16-12-100-023.000-017`

Property Details

APN / Parcel Number

Primary APN	`65-16-12-100-023.000-017`
Alternative APNs	`00188135451` `0020141900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,953 sqft Living Area
1st Floor Area	1,953 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1963
Construction Type	Masonry / Concrete Block
Roof Material	Slate
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00188135451
Street Address	7145 UPTON RD
City	MOUNT VERNON
State	IN
Zip	47620-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT NW SE 12-7-14 1.A MP 521-023- - - -
Jurisdiction	POSEY IN
Township / Civil Division	BLACK
Census Block Group	3
Census Block	3042
Census Tract	40500

Owner

Source: Posey County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7145 UPTON RD, MOUNT VERNON, IN 47620-9418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LIBERTY FCU
Oct 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FCU
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EVANSVILLE TEACHERS FCU
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU
Apr 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	Dec 10, 2013 · Amount on Record
Deed Document Number	20221582
Prior Transfer Date	Mar 7, 2022
Prior Transfer Doc	0202201582
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	7145 UPTON RD, MOUNT VERNON, IN 47620-9418
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202401203
Date	Apr 22, 2024
Instrument	202401203

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2039

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	7145 UPTON RD, MOUNT VERNON, IN 47620-9418
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7145 UPTON RD, MOUNT VERNON, IN 47620-9418

Mortgage

Document Number	0202303133
Date	Oct 26, 2023
Instrument	202303133

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	7145 UPTON RD, MOUNT VERNON, IN 47620-9418
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903178
Date	Sep 23, 2019
Instrument	201903178

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2034

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	7145 UPTON RD, MOUNT VERNON, IN 47620-9418
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903177
Date	Sep 23, 2019
Instrument	201903177

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POSEY IN
Property Address	7145 UPTON RD, MOUNT VERNON, IN 47620-9418
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201160
Date	Mar 21, 2022
Instrument	202201160

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 17, 2037

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POSEY IN
Recording Date	Apr 20, 2022
Property Address	7145 UPTON RD, MOUNT VERNON, IN 47620-9418
Document Number	0202201582
Instrument Date	Mar 7, 2022
Instrument	202201582
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7145 UPTON RD, MOUNT VERNON, IN 47620-9418

Mortgage

Document Number	0202201583
Date	Apr 20, 2022
Instrument	202201583

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Posey County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Posey County
County Subdivision	Black Township
Unified School District	Mount Vernon Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,429.00 (-7.51%) Homeowner's exemption	$207,800 (+15.9%) Land $38,700 Building $169,100	$207,800 (+15.9%) Land $38,700 Building $169,100
2024	$1,545.00 (+15.21%)
2023	$1,341.00	$179,300 (+26.62%) Land $38,700 Building $140,600	$179,300 (+26.62%) Land $38,700 Building $140,600
2022		$141,600 Land $35,800 Building $105,800	$141,600 Land $35,800 Building $105,800
2021	$930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	70 (1990–2025)
Claims Outside the SFHA	7 of 70
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And, May 2011 · 35 claims Severe Winter Storms And Flooding, Jan 2005 · 8 claims Severe Storms And Flooding, Mar 1997 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Wisper ISP.

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