7145 Ewing Ct, Middletown, MD 21769 Property Records

Frederick County property record for 7145 Ewing Ct, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,892 sqft · built 1990
Lot Size	2.28 acres (99,317 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jun 2012)
Tax Bill	$7,220 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-435981`

Property Details

APN / Parcel Number

Primary APN	`22-435981`
Alternative APN	`435981`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,892 sqft Living Area
Gross Area	4,612 sqft
1st Floor Area	1,762 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	99,317 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Enclosed Porch
Porch Area	204 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	435981
Street Address	7145 EWING CT
City	MIDDLETOWN
State	MD
Zip	21769-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 7 SEC 1 2.285 ACRES SHADOWS OF OLD SOUTH
Legal Subdivision	SHADOWS OLD SOUTH
Legal Lot Number	7
Jurisdiction	FREDERICK MD
Township / Civil Division	22, BURKITTSVILLE
Census Block Group	2
Census Block	2011
Census Tract	752501

Owner

Source: Frederick County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7145 EWING CT, MIDDLETOWN, MD 21769-7215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COUNTY BANK
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Dec 3, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 16, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2012 · Amount on Record
Deed Sale	Jun 15, 2012 · Amount on Record
Prior Sale	Apr 2, 1992 · Amount on Record
Deed Book / Page	8935 / 281
Last Transfer Date	Feb 2, 2021
Transfer Doc	0145410295
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Apr 15, 2026
Property Address	7145 EWING CT, MIDDLETOWN, MD 21769-7215
Document Number	1782000110
Book / Page	17820 / 110
Instrument Date	Mar 31, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7145 EWING CT, MIDDLETOWN, MD 21769-7215

Mortgage

Document Number	1782000110,
Date	Apr 15, 2026
Book Page	17820/110

Lender

Name	FREDERICK COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7145 EWING CT, MIDDLETOWN, MD 21769-7215
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7145 EWING CT, MIDDLETOWN, MD 21769-7215

Mortgage

Document Number	0166980138
Date	Dec 12, 2023
Book Page	16698/138

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7145 EWING CT, MIDDLETOWN, MD 21769-7215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8737 MOUNT TABOR RD, MIDDLETOWN, MD 21769-9224

Mortgage

Document Number	0143190047
Date	Dec 3, 2020
Book Page	14319/47

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	258 Months
Due	Jun 1, 2042

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Feb 16, 2021
Property Address	7145 EWING CT, MIDDLETOWN, MD 21769-7215
Document Number	0145410295
Book / Page	14541 / 295
Map Reference	MB 39 PL 86
Instrument Date	Feb 2, 2021
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7145 EWING CT, MIDDLETOWN, MD 21769-7215

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,500 (+8.25%) Land $137,800 Building $488,700	$626,500 (-) Land $137,800 Building $488,700
2025	$7,220.00 (+9.76%)	$578,767 (+19.75%)	$626,500 (+29.63%) Land $137,800 Building $488,700
2024	$6,578.00 (+13.18%)
2023	$5,812.00	$483,300 Land $111,600 Building $371,700	$483,300 Land $111,600 Building $371,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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