71445 Palmer Junction Rd, Elgin, OR 97827 Property Records

Union County property record for 71445 Palmer Junction Rd, Elgin, OR 97827

Property Summary

Property Type	Mobile Home
Details	5 bd · 2.5 ba · 2,904 sqft · built 2017
Lot Size	4.39 acres (191,228 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Dec 2013)
Tax Bill	$3,641 (2025)
Deeds & Mortgages	May 2018 Line of Credit Jul 2020 Line of Credit + 1 more
APN	`01N3903 1000`

Property Details

APN / Parcel Number

Primary APN	`01N3903 1000`
Alternative APNs	`01N39E03100002304` `14060`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,904 sqft Living Area
1st Floor Area	2,904 sqft
Upper Floors Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Lot Area	191,228 sqft (4.39 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft

Location & Zoning

Account Number	14060
Street Address	71445 PALMER JUNCTION RD
City	ELGIN
State	OR
Zip	97827-8224
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	UC-A3
Legal Lot Number	1000
Jurisdiction	UNION OR
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1203
Census Tract	970100

Owner

71445 Palmer Junction Rd, a mobile home, is owned and occupied by two individuals who bought it in December 2013.

Source: Union County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71445 PALMER JUNCTION RD, ELGIN, OR 97827-8224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2018	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2013 · Amount on File
Deed Sale	Dec 23, 2013 · Amount on File
Deed Document Number	20134420
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	71445 PALMER JUNCTION RD, ELGIN, OR 97827-8224
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181596
Date	May 31, 2018
Instrument	20181596

Lender

Name	BANNER BANK
Type	Bank
Address	LA GRANDE, OR 97850

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	71445 PALMER JUNCTION RD, ELGIN, OR 97827-8224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202069
Date	Jul 6, 2020
Instrument	20202069

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OR
Property Address	71445 PALMER JUNCTION RD, ELGIN, OR 97827-8224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201191
Date	Apr 21, 2020
Instrument	20201191

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 2, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 71445 Palmer Junction Rd was $3,641.

Source: Union County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Unified School District	Elgin School District 23 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,641.00	$328,600 Land $94,580 Building $234,020	$579,760 Land $158,190 Building $421,570
2023	$3,432.00	$319,030 Land $91,830 Building $227,200	$541,440 Land $151,960 Building $389,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 71445 Palmer Junction Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 71445 Palmer Junction Rd is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 56% of Oregon
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Palmer Junction Rd

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