7144 W Fall Creek Dr, Pendleton, IN 46064 Property Records

Madison County property record for 7144 W Fall Creek Dr, Pendleton, IN 46064

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,879 sqft · built 1974
Lot Size	6.11 acres (266,457 sqft)
Owner	Individual Name on Record
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-0015-1-026`

Property Details

APN / Parcel Number

Primary APN	`06-0015-1-026`
Alternative APNs	`48-15-26-400-012.000-014` `00001225672`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,879 sqft Living Area
1st Floor Area	1,879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	266,457 sqft (6.11 acres)
Garage Type	Mixed
Garage Area	1,301 sqft
Parking Spaces	5 Parking Spaces
Patio Area	72 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001225672
Street Address	7144 W FALL CREEK DR
City	PENDLETON
State	IN
Zip	46064-8729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE SE 6.1170ACRES STR: 26186 SECTION: PLAT: 00 IN: OUT:
Jurisdiction	MADISON IN
Township / Civil Division	GREEN
Census Block Group	4
Census Block	4025
Census Tract	11800

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7144 W FALL CREEK DR, PENDLETON, IN 46064-8729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jun 23, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDAMERICA MORTGAGE INC
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Jun 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 22, 2021
Transfer Doc	2021R12029
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	7144 W FALL CREEK DR, PENDLETON, IN 46064-8729
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, HE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R17952
Date	Dec 29, 2025
Instrument	2025R17952

Lender

Name	LOWER LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2046

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	7144 W FALL CREEK DR, PENDLETON, IN 46064-8729
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R11612
Date	Jun 23, 2021
Instrument	2021R11612

Lender

Name	MIDAMERICA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	7144 W FALL CREEK DR, PENDLETON, IN 46064-8729
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R11119
Date	Jun 29, 2022
Instrument	2022R11119

Lender

Name	LOWER LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2037

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	7144 W FALL CREEK DR, PENDLETON, IN 46064-8729
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R11118
Date	Jun 29, 2022
Instrument	2022R11118

Lender

Name	LOWER LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	6.13%
Index	5-Year CMT
Margin	2

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IN
Recording Date	Jun 29, 2021
Property Address	7144 W FALL CREEK DR, PENDLETON, IN 46064-8729
Document Number	2021R12029
Instrument Date	Jun 22, 2021
Instrument	2021R12029
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7144 W FALL CREEK DR, PENDLETON, IN 46064-8729

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Green Township
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00 (+2.25%) Homeowner's exemption	$223,300 (+20.18%) Land $39,100 Building $184,200	$223,300 (+20.18%) Land $39,100 Building $184,200
2024	$1,869.00 (-20.09%)
2023		$185,800 (+48.28%) Land $37,200 Building $148,600	$185,800 (+48.28%) Land $37,200 Building $148,600
2022	$2,339.00	$125,300 Land $35,400 Building $89,900	$125,300 Land $35,400 Building $89,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Indiana Communications Fiber	10,000 / 10,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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