7144 Riverwood Dr, Belding, MI 48809 Property Records

Ionia County property record for 7144 Riverwood Dr, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,725 sqft · built 2003
Lot Size	1.24 acres (54,145 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Nov 2022)
Tax Bill	$8,399 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-130-012-000-070-20`

Property Details

APN / Parcel Number

Primary APN	`34-130-012-000-070-20`
Alternative APN	`13001200007020`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,710 sqft
Basement Area	1,710 sqft
Unfinished Basement	1,710 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stone
Lot Area	54,145 sqft (1.24 acres)
Lot Dimensions	360 ft deep x 150 ft wide
Garage Area	923 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7144 RIVERWOOD DR
City	BELDING
State	MI
Zip	48809-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-C
Legal Description	PT SW 1/4 SEC 12 COM SW COR SEC TH N867'11E 1304.64FT, TH N135'40E 768.18FT TO POB, TH N8746'3W 359.25FT, TH N 150FT, TH S8746'3E 362.62FT, TH S1*35'40W 149.92FT TO POB SEC 12 T8N R8W SPLIT ON 04/05/2000 FROM 130-012-000-070-00;
Legal Range	08W
Legal Township	08N
Legal Section	12
Jurisdiction	IONIA MI
Township / Civil Division	OTISCO
Census Block Group	2
Census Block	2022
Census Tract	30401

Owner

7144 Riverwood Dr is owned and occupied by an individual who bought it in November 2022.

Source: Ionia County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7144 RIVERWOOD DR, BELDING, MI 48809-9585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Dec 17, 2018	Deed of Trust, Mortgage · Balloon Mortgage MICHIGAN ONE CMNTY CU
Oct 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2022 · Amount on File
Deed Sale	Nov 3, 2022 · Amount on File
Prior Sale	Mar 20, 2015 · Amount on File
Prior Transfer Date	Oct 30, 2018
Prior Transfer Doc	652/3941
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	7144 RIVERWOOD DR, BELDING, MI 48809-9585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000648/0000009201
Date	Jan 16, 2018
Book Page	0000000648/0000009201

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2038

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	7144 RIVERWOOD DR, BELDING, MI 48809-9585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	652/9647
Date	Dec 17, 2018
Book Page	652/9647

Lender

Name	MICHIGAN ONE CMNTY CU

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2035

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IONIA MI
Recording Date	Oct 30, 2018
Property Address	7144 RIVERWOOD DR, BELDING, MI 48809-9585
Document Number	652/3941
Book / Page	652 / 3941
Instrument Date	Oct 30, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7144 RIVERWOOD DR, BELDING, MI 48809-9585

Tax Assessment & Valuation

The 2025 property tax bill for 7144 Riverwood Dr was $8,399, up 3.2% from the year before.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
County Subdivision	Otisco Township
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,600 (+5.19%) Land $9,200 Building $177,400	$373,200 (+5.19%) Land $18,400 Building $354,800
2025	$8,399.00 (+3.19%)	$177,400 Land $9,200 Building $168,200	$354,800 Land $18,400 Building $336,400
2024	$8,139.00
2023		$135,900 Land $7,100 Building $128,800	$271,800 Land $14,200 Building $257,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7144 Riverwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7144 Riverwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELDING serves 5,769 people · EPA ID MI0000560
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless · Fiber in parts of the area	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverwood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures