7143 Pear Ln, Spring Hill, FL 34606 Property Records

Hernando County property record for 7143 Pear Ln, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,445 sqft · built 1972
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$267,900 (Mar 2026)
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0074-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0074-0040`
Alternative APNs	`00220077` `220077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	2,033 sqft
1st Floor Area	1,445 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	228 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00220077
Street Address	7143 PEAR LN
City	SPRING HILL
State	FL
Zip	34606-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 74 LOT 4 ORB 311 PG 813
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	74
Legal Lot Number	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2012
Census Tract	41302

Owner

7143 Pear Ln is owned and occupied by two individuals who bought it in March 2026.

Source: Hernando County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7143 PEAR LN, SPRING HILL, FL 34606-4227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERIFIRST FINANCIAL CORP
Dec 21, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 21, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 27, 2026	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 26, 2025	Warranty Deed, Transfer KIAVI FUNDING INC
Mar 29, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 22, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Nov 26, 2025 · Amount on File
Deed Document Number	202620803
Deed Book / Page	4688 / 880
Prior Transfer Date	Oct 27, 2014
Prior Transfer Doc	0031380239
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7143 PEAR LN, SPRING HILL, FL 34606-4227
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039821581
Date	Apr 16, 2021
Book Page	3982/1581
Instrument	2021026821

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7143 PEAR LN, SPRING HILL, FL 34606-4227
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7143 PEAR LN, SPRING HILL, FL 34606-4227

Mortgage

Document Number	0041020830
Date	Dec 21, 2021
Book Page	4102/830
Instrument	2021095751

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Feb 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7143 PEAR LN, SPRING HILL, FL 34606-4227
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7143 PEAR LN, SPRING HILL, FL 34606-4227

Mortgage

Document Number	0041990180
Date	Jul 21, 2022
Book Page	4199/180
Instrument	2022055787

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Feb 1, 2051

March 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 27, 2026
Property Address	7143 PEAR LN, SPRING HILL, FL 34606-4227
Document Number	0046880880
Book / Page	4688 / 880
Map Reference	MB 7 PG 65
Instrument Date	Mar 20, 2026
Instrument	2026020803
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2026
Title Company	AMERICA TITLE SERVICES POLK COMPANY, AMERICA TITLE SVCS POLK CNTY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	636 ELMWOOD RD, WEST BABYLON, NY 11704-6927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7143 PEAR LN, SPRING HILL, FL 34606-4227

Mortgage

Document Number	0004688881
Date	Mar 27, 2026
Instrument	4688/881

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 26, 2025
Property Address	7143 PEAR LN, SPRING HILL, FL 34606-4227
Document Number	0046391970
Book / Page	4639 / 1970
Map Reference	MB 7 PG 65-79
Instrument Date	Nov 17, 2025
Instrument	2025082086
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2392 COMMERCIAL WAY # 113, 113, SPRING HILL, FL 34606-3516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 ELMWOOD RD, WEST BABYLON, NY 11704-6927
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046401
Date	Nov 26, 2025
Instrument	4640/1

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Amount	Amount on Record

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 29, 2023
Property Address	7143 PEAR LN, SPRING HILL, FL 34606-4227
Document Number	0042800040
Book / Page	4280 / 40
Map Reference	MB 7 PG 65
Instrument Date	Mar 14, 2023
Instrument	2023017294
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	PROPERTIES TITLE, PROPERTIES TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,631.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1339 DILL AVE, SPRING HILL, FL 34608-6204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7143 PEAR LN, SPRING HILL, FL 34606-4227

Mortgage

Document Number	0000428042
Date	Mar 29, 2023
Instrument	4280/42

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 22, 2021
Property Address	7143 PEAR LN, SPRING HILL, FL 34606-4227
Document Number	0039420012
Book / Page	3942 / 12
Map Reference	MB 7 PG 65
Instrument Date	Jan 8, 2021
Instrument	2021004393
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5915 SEA RANCH DR, 5915, HUDSON, FL 34667-4557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7143 PEAR LN, SPRING HILL, FL 34606-4227

Mortgage

Document Number	0000394214
Date	Jan 22, 2021
Instrument	3942/14

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7143 Pear Ln was $3,634.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,634.00	$206,136 Land $27,375 Building $178,761	$206,136 Land $27,375 Building $178,761
2023		$179,071 (+3%) Land $17,793 Building $161,278
2022	$2,118.00 Homeowner's exemption	$173,855 Land $19,800 Building $154,055	$192,290 Land $30,000 Building $162,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7143 Pear Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2004–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7143 Pear Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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