71423 State Line Dr, Union, MI 49130 Property Records

Cass County property record for 71423 State Line Dr, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1996
Lot Size	4.99 acres (217,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$568,000 (Aug 2026)
Tax Bill	$4,870 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-060-024-374-61`

Property Details

APN / Parcel Number

Primary APN	`14-060-024-374-61`

Interior

Full Baths	2 Baths
Building Area	1,248 sqft Building Perimeter
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	217,364 sqft (4.99 acres)
Garage Area	780 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	71423 STATE LINE DR
City	UNION
State	MI
Zip	49130-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S 0 DEG 32'36E 1710.98 FT FRM N 1/4 COR, TH S 0 DEG 32'36E TO PT 330 FT N OF S LN SEC, S 89 DEG 36'5W 660 FT, N 0 DEG
Legal Range	14W
Legal Township	08S
Legal Section	24
Legal Block	6
Legal Lot Number	2
Jurisdiction	CASS MI
Township / Civil Division	MASON
Census Block Group	2
Census Block	2033
Census Tract	1100

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71423 STATE LINE DR, UNION, MI 49130-9649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK/MIDDLEBURY
Aug 4, 2022	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Jul 19, 2024 · Amount on Record
Deed Document Number	202634401
Deed Book / Page	1280 / 2241
Prior Transfer Date	Jul 9, 2014
Prior Transfer Doc	1078/0328
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 7, 2026
Property Address	71423 STATE LINE DR, UNION, MI 49130-9649
Document Number	0000034401
Book / Page	1280 / 2241
Instrument Date	Aug 6, 2026
Instrument	202634401
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71423 STATE LINE DR, UNION, MI 49130-9649

Mortgage

Document Number	0000034402,
Date	Aug 7, 2026
Instrument	202634402

Lender

Name	FIRST STATE BANK/MIDDLEBURY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 4, 2022
Property Address	71423 STATE LINE DR, UNION, MI 49130-9649
Document Number	001221/365
Book / Page	1221 / 365
Instrument Date	Jul 13, 2022
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71423 STATE LINE DR, UNION, MI 49130-9649
Investor	Possibly a Property Investor

Mortgage

Document Number	0012210369
Date	Aug 4, 2022
Instrument	1221-0369

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	71423 STATE LINE DR, UNION, MI 49130-9649
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01133/2150
Date	Jan 4, 2018
Book Page	1133/2150
Instrument	1133-2150

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Nov 20, 2020
Property Address	71423 STATE LINE DR, UNION, MI 49130-9649
Document Number	01184/2401
Book / Page	1184 / 2401
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,126.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71423 STATE LINE DR, 71423, UNION, MI 49130-9649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8915 E BEECHWOOD DR, ARCADIA, IN 46030-9794

Mortgage

Document Number	0011842406
Date	Nov 20, 2020
Instrument	1184/2406

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Mason Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,900 (+4.44%) Land $185,900	$371,800 (+4.44%) Land $371,800
2025	$4,870.00 (+25.64%) Homeowner's exemption	$178,000 (+33.73%) Land $178,000	$356,000 (+33.73%) Land $356,000
2024	$3,876.00 (+3.72%)
2023		$133,100	$266,200
2022	$3,737.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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