7142 Cardinal Rd, Sparta, WI 54656 Property Records

Monroe County property record for 7142 Cardinal Rd, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	5.73 acres (250,034 sqft)
Owner	Individual Name on Record
Tax Bill	$6,090 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026-00809-2004`

Property Details

APN / Parcel Number

Primary APN	`026-00809-2004`
Alternative APN	`20418-04-1202004`

Exterior

Lot Area	250,034 sqft (5.73 acres)

Location & Zoning

Street Address	7142 CARDINAL RD
City	SPARTA
State	WI
Zip	54656-4875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 OF 25CSM013 #621397, BEING PRT OF FRACT NW14-NE14
Legal Lot Number	4
Jurisdiction	MONROE WI
Township / Civil Division	LITTLE FALLS
Census Block Group	2
Census Block	2080
Census Tract	950200

Owner

Source: Monroe County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7142 CARDINAL RD, SPARTA, WI 54656-4875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK
Feb 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK
May 9, 2018	Deed of Trust, Mortgage · Construction Mortgage CITIZENS FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2013
Deed Sale	Jul 12, 2013
Deed Document Number	635281
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	7142 CARDINAL RD, SPARTA, WI 54656-4875
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	691211
Date	Aug 20, 2020
Instrument	691211

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	7142 CARDINAL RD, SPARTA, WI 54656-4875
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	685134
Date	Dec 20, 2019
Instrument	685134

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jan 1, 2040

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	7142 CARDINAL RD, SPARTA, WI 54656-4875
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	666688
Date	Jul 24, 2017
Instrument	666688

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	7142 CARDINAL RD, SPARTA, WI 54656-4875
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	678586
Date	Feb 25, 2019
Instrument	678586

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	7142 CARDINAL RD, SPARTA, WI 54656-4875
Transaction Type	Mortgage
Record Updated	May 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	672736
Date	May 9, 2018
Instrument	672736

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
County Subdivision	Little Falls Town
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,090.00 (-0.15%) Homeowner's exemption	$509,000 (-) Land $41,400 Building $467,600	$529,100 (+4.24%)
2023	$6,099.00 Homeowner's exemption	$509,000 Land $41,400 Building $467,600	$507,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2006–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bug Tussel Wireless Fixed Wireless	25 / 5

May also be available: Brightspeed, T-Mobile.

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