7141 Cottage Ct, Timnath, CO 80547 Property Records

Larimer County property record for 7141 Cottage Ct, Timnath, CO 80547

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,817 sqft · built 2018
Lot Size	0.202 acres (8,838 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Jan 2021)
Tax Bill	$6,840 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Sep 2018 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`86014-34-009`

Property Details

APN / Parcel Number

Primary APN	`86014-34-009`
Alternative APN	`R1645063`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,817 sqft Living Area
Basement Area	1,817 sqft
Finished Basement	864 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,838 sqft (0.202 acres)
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1645063
Street Address	7141 COTTAGE CT
City	TIMNATH
State	CO
Zip	80547-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, BLOCK 11, TIMNATH RANCH SUB THIRD FIL, TIM (20070023850 & 20070046249)
Legal Range	68
Legal Township	06
Legal Section	01
Legal Quarter	SE
Legal Subdivision	TIMNATH RANCH SUB 3RD FIL, TIM (20070023
Legal Block	11
Legal Lot Number	9
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	1
Census Block	1058
Census Tract	2505

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7141 COTTAGE CT, TIMNATH, CO 80547-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Special Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 6, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 19, 2018	Trustee's Deed, Transfer TEXAS CAP BK
Mar 19, 2018	Grant Deed, Construction Loan · Line of Credit POINTS W CMNTY BK/WINDSOR
Jul 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage POINTS W CMNTY BK
Feb 9, 2017	Grant Deed, Construction Loan · Line of Credit POINTS W CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Sep 6, 2018 · Amount on Record
Deed Document Number	20210007545
Record Updated	Jun 8, 2026

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 21, 2021
Property Address	7141 COTTAGE CT, TIMNATH, CO 80547-2314
Document Number	0000007545
Instrument Date	Jan 15, 2021
Instrument	20210007545
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7141 COTTAGE CT, TIMNATH, CO 80547-2314

Mortgage

Document Number	0000007546
Date	Jan 21, 2021
Instrument	20210007546

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 6, 2018
Property Address	7141 COTTAGE CT, TIMNATH, CO 80547-2314
Document Number	0000055181
Instrument Date	Aug 31, 2018
Instrument	20180055181
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7141 COTTAGE CT, TIMNATH, CO 80547-2314

Mortgage

Document Number	0000055182
Date	Sep 6, 2018
Instrument	20180055182

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

April 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 19, 2018
Property Address	7141 COTTAGE CT, TIMNATH, CO 80547-2314
Document Number	0000022800
Instrument Date	Apr 17, 2018
Instrument	22800
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$49.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4090 CLYDESDALE PKWY #205 LOVELAND CO 805388671, 205, LOVELAND, CO 80538-8671
Investor	Possibly a Property Investor

Mortgage

Document Number	22801
Date	Apr 19, 2018
Instrument	22801

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Amount	Amount Recorded

March 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 19, 2018
Property Address	7141 COTTAGE CT, TIMNATH, CO 80547-2314
Instrument Date	Mar 8, 2018
Instrument	15721
Transaction Type	Construction Loan
Record Updated	Apr 2, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8020 S COUNTY ROAD 5 #200 WINDSOR CO 805288994, 200, WINDSOR, CO 80528-8994

Mortgage

Document Number	0000015721
Date	Mar 19, 2018
Instrument	15721

Lender

Name	POINTS W CMNTY BK/WINDSOR
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2019

Interest

Rate Type	Adjustable Rate

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 13, 2017
Property Address	7141 COTTAGE CT, TIMNATH, CO 80547-2314
Instrument Date	Jul 11, 2017
Instrument	45692
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8020 S COUNTY ROAD 5 #200 WINDSOR CO 805288994, 200, WINDSOR, CO 80528-8994

Mortgage

Document Number	0000045692
Date	Jul 13, 2017
Instrument	45692

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	WINDSOR, CO 80550

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 12, 2018

February 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 9, 2017
Property Address	7141 COTTAGE CT, TIMNATH, CO 80547-2314
Instrument Date	Feb 1, 2017
Instrument	9340
Transaction Type	Construction Loan
Record Updated	Feb 16, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8020 S COUNTY ROAD 5 #200 WINDSOR CO 805288994, 200, WINDSOR, CO 80528-8994

Mortgage

Document Number	0000009340
Date	Feb 9, 2017
Instrument	9340

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 8, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Timnath Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,840.00 (+3.75%)	$40,950 (-9.14%) Land $12,500 Building $28,450	$655,200 (-2.6%) Land $200,000 Building $455,200
2023	$6,593.00 (+24.4%)	$45,071 (+32.21%) Land $11,430 Building $33,641	$672,700 (+37.15%) Land $170,600 Building $502,100
2022	$5,300.00	$34,090 Land $8,375 Building $25,715	$490,500 Land $120,500 Building $370,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
CenturyLink Fiber · DSL in parts of the area	940 / 940
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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