7140 Ware River Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 7140 Ware River Dr, Gloucester, VA 23061 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,859 sqft · built 1968
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$592,000 (Nov 2021)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`15604`

Property Details

APN / Parcel Number

Primary APN	`15604`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,859 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Area	432 sqft
Porch	Open Porch
Deck Area	331 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7140 WARE RIVER DR
City	GLOUCESTER
State	VA
Zip	23061-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLEN ROY ESTATES SEC 2 LOT 7
Legal Subdivision	GLEN ROY
Legal Lot Number	7
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2026
Census Tract	100203

Owner

Source: Gloucester County records · APN 15604

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7140 WARE RIVER DR, GLOUCESTER, VA 23061-5117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2021 · Amount on Record
Deed Sale	Nov 01, 2021 · Amount on Record
Deed Document Number	ID 2107742
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 01, 2021
Property Address	7140 WARE RIVER DR, GLOUCESTER, VA 23061-5117
Document Number	210007742
Instrument Date	Oct 27, 2021
Instrument	210007742
Transaction Type	Transfer
Record Updated	Dec 08, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7140 WARE RIVER DR, GLOUCESTER, VA 23061-5117

Mortgage

Document Number	210007743
Date	Nov 01, 2021
Instrument	210007743

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,072.00 (+5.31%)	$500,470 (-) Land $213,180 Building $287,290	$500,470 (-) Land $213,180 Building $287,290
2024	$2,917.00	$500,470 (-) Land $213,180 Building $287,290	$500,470 (-) Land $213,180 Building $287,290
2023	$2,917.00 (+4.25%)	$500,470 (+29.67%) Land $213,180 Building $287,290	$500,470 (+29.67%) Land $213,180 Building $287,290
2022	$2,798.00	$385,950 Land $197,510 Building $188,440	$385,950 Land $197,510 Building $188,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510731002032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 145 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force 100 of 145 on primary residences
Nearby Flood Claims	109 (1985–2016)
Claims Outside the SFHA	13 of 109
Most Recent Claim	Sep 2016, river or lake flooding
Flood Events	Hurricane Irene (Aug 2011), 6 claims Tropical Depression Ernesto, Severe Storms And Flooding (Sep 2006), 10 claims Hurricane Isabel (Sep 2003), 70 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of Virginia
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.