7140 SE Park Trace Ct, Stuart, FL 34997 Property Records

Martin County property record for 7140 SE Park Trace Ct, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · built 2024
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$782,990 (Nov 2024)
Tax Bill	$11,170 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-38-41-002-000-0025.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`34-38-41-002-000-0025.0-0-0000`
Alternative APNs	`34-38-41-002-000-00250-0` `1130027`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Elevator	Elevator

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Homesite

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7140 SE PARK TRACE CT
City	STUART
State	FL
Zip	34997-6342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 THE PRESERVE AT PARK TRACE PUD (PB 20/8)
Legal Subdivision	THE PRESERVE AT PARK TRACE PUD
Legal Lot Number	25
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2003
Census Tract	1108

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7140 SE PARK TRACE CT, STUART, FL 34997-6342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Deed Document Number	20243102244
Deed Book / Page	3470 / 1808
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 26, 2024
Property Address	7140 SE PARK TRACE CT, STUART, FL 34997-6342
Document Number	0034701808
Book / Page	3470 / 1808
Map Reference	MB 20 PG 8-14
Instrument Date	Nov 25, 2024
Instrument	3102244
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 25, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6123 LYONS RD, COCONUT CREEK, FL 33073-4738

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7140 SE PARK TRACE CT, STUART, FL 34997-6342

Mortgage

Document Number	0003102245
Date	Nov 26, 2024
Instrument	3102245

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.4%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.4%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,170.00	$679,210 Land $195,000 Building $484,210	$679,210 Land $195,000 Building $484,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250