7140 Ruth Way, Denver, CO 80221 Property Records

Adams County property record for 7140 Ruth Way, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,855 sqft · built 1955
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,000 (Nov 2023)
Tax Bill	$1,736 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1825-04-2-07-005`

Property Details

APN / Parcel Number

Primary APN	`1825-04-2-07-005`
Alternative APNs	`0182504207005` `R0099182`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,855 sqft Living Area
Gross Area	2,335 sqft
1st Floor Area	1,030 sqft
Basement Area	1,030 sqft
Finished Basement	825 sqft
Unfinished Basement	205 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0099182
Street Address	7140 RUTH WAY
City	DENVER
State	CO
Zip	80221-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	SUB:PERL MACK MANOR SECOND FILING BLK:4 LOT:5
Legal Range	68W
Legal Township	03S
Legal Section	04
Legal Quarter	2
Legal Subdivision	PERL MACK MANOR SECOND FILING
Legal Block	4
Legal Lot Number	5
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1006
Census Tract	9502

Owner

Source: Adams County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7140 RUTH WAY, DENVER, CO 80221-2559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 28, 2023	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Aug 9, 2023	Special Warranty Deed, Transfer · Stand-Alone First Mortgage YES JOINT VENTURES LLC
Aug 8, 2023	Warranty Deed, Transfer ELEVATED TITLE LLC, ELEVATED TITLE
Jun 7, 2019	Deed of Trust, Mortgage NORTH VLY BK
Feb 25, 2019	Grant Deed, Mortgage · Line of Credit FIRST AMERICAN ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Aug 9, 2023 · Amount on Record
Deed Document Number	202365853
Prior Transfer Date	Jan 31, 2007
Prior Transfer Doc	0000036851
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	7140 RUTH WAY, DENVER, CO 80221-2559
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7140 RUTH WAY, DENVER, CO 80221-2559

Mortgage

Document Number	0000006190
Date	Feb 6, 2026
Instrument	2026000006190

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Nov 28, 2023
Property Address	7140 RUTH WAY, DENVER, CO 80221-2559
Document Number	0000065853
Instrument Date	Nov 17, 2023
Instrument	2023000065853
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7140 RUTH WAY, DENVER, CO 80221-2559

Mortgage

Document Number	0000065854
Date	Nov 28, 2023
Instrument	2023000065854

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Aug 9, 2023
Property Address	7140 RUTH WAY, DENVER, CO 80221-2559
Document Number	0000045366
Instrument Date	Aug 3, 2023
Instrument	2023000045366
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ELEVATED TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$36.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13600 GARFIELD ST UNIT E, E, THORNTON, CO 80602-8826

Mortgage

Document Number	0000045368
Date	Aug 9, 2023
Instrument	2023000045368

Lender

Name	YES JOINT VENTURES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000045367
Date	Aug 9, 2023
Instrument	2023000045367

Lender

Name	COPA LENDING LLC
Address	MESA, AZ 85206

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Aug 8, 2023
Property Address	7140 RUTH WAY, DENVER, CO 80221-2559
Document Number	0000045102
Instrument Date	Jul 28, 2023
Instrument	2023000045102
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transaction

Amount	Amount Recorded
Tax	$35.25
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 WEST 351H AVENUE, DENVER, CO 80211

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	7140 RUTH WAY, DENVER, CO 80221-2559
Document Number	0000045531
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	FIRST INTEGRITY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 S PARKER RD #203 DENVER CO 802312178, 203, DENVER, CO 80231-2178

Mortgage

Document Number	0000045531
Date	Jun 13, 2019
Instrument	45531

Lender

Name	NORTH VLY BK
Type	Bank
Address	THORNTON, CO 80229

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 12, 2029

Interest

Rate	2%

February 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Feb 25, 2019
Property Address	7140 RUTH WAY, DENVER, CO 80221-2559
Instrument Date	Feb 22, 2019
Instrument	13590
Transaction Type	Mortgage
Record Updated	Mar 4, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1280 S PARKER RD #100 DENVER CO 802312128, 100, DENVER, CO 80231-2128

Mortgage

Document Number	0000013590
Date	Feb 25, 2019
Instrument	13590

Lender

Name	FIRST AMERICAN ST BK
Type	Bank
Address	8390 E CRESCENT PKWY # 100, GREENWOOD VILLAGE, CO 80111-2812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 24, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Unified School District	Westminster Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,736.00 (-45.13%)	$32,780 (+5.81%) Land $6,120 Building $26,660	$482,000 (+5.24%) Land $90,000 Building $392,000
2024	$3,164.00 (-15.81%)
2023	$3,758.00 (+2.96%)	$30,980 (+3.92%) Land $5,610 Building $25,370	$458,000 (+6.8%) Land $83,000 Building $375,000
2022	$3,650.00	$29,810 Land $11,540 Building $18,270	$428,857 Land $166,000 Building $262,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW WSD serves 23,756 people · EPA ID CO0101040
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, T-Mobile, Verizon.

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