7140 Oneida Rd, Charlotte, MI 48813 Property Records

Eaton County property record for 7140 Oneida Rd, Charlotte, MI 48813 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Square Footage	1,968 sqft Living Area
Lot Size	482,645 sqft (11 acres)
Garage	576 sqft
Occupancy	Owner Occupied
Last Sale	$435,000 (2024)
Tax Bill	$7,469.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07000330001408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,968 sqft Living Area
1st Floor	1,968 sqft 1st Floor
Basement Area	1,968 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Lot Area	482,645 sqft (11 acres)
Garage Area	576 sqft Garage
Total Buildings	15 Total Buildings

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	7140 ONEIDA RD
City	CHARLOTTE
State	MI
Zip	48813-7749
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM W 1/4 COR SEC 3; S 1915.53 FT TO POB; S 277.17 FT; S88?13'41"E 1644.51 FT; N0?16'55"W 307.73 FT; N88?39'33"W 1010.74 FT; S 21 FT; N88?24'01"W 632 FT TO POB. SEC 3, T3N,R4W, BENTON TWP. 10-1-04 (NO APPROVAL)
Legal Range	04W
Legal Township	03N
Legal Section	03
Jurisdiction	EATON MI
Minor Civil Division	BENTON
Census Blockgroup	2
Census Block	2022
Census Tract	20602

Owner

Source: Eaton County records · APN 07000330001408

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7140 ONEIDA RD, CHARLOTTE, MI 48813-7749
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Jul 02, 2020	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Feb 26, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Apr 26, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 2024 · Amount on Record
Deed Sale	Oct 07, 2024 · Amount on Record
Prior Sale	Jul 02, 2020 · Amount on Record
Deed Book / Page	3110 / 860
Prior Transfer Date	Feb 16, 2018
Prior Transfer Doc	02722/0529
Record Refreshed	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	7140 ONEIDA RD, CHARLOTTE, MI 48813-7749
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02722/0547
Date	Feb 26, 2018
Book Page	2722/0547

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jul 02, 2020
Property Address	7140 ONEIDA RD, CHARLOTTE, MI 48813-7749
Document Number	002854/648
Book / Page	2854 / 648
Instrument Date	Jun 29, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	TRANS-COUNTY TITLE COMPANY, TRI COUNTY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,924.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7140 ONEIDA RD, 7140, CHARLOTTE, MI 48813-7749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 CREOLE WAY, HOLT, MI 48842-9403

Mortgage

Document Number	0002854650
Date	Jul 02, 2020
Instrument	2854/650

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Feb 26, 2018
Property Address	7140 ONEIDA RD, CHARLOTTE, MI 48813-7749
Document Number	02722/0529
Book / Page	2722 / 0529
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7140 ONEIDA RD, CHARLOTTE, MI 48813-7749
Investor	Possibly a Property Investor

Mortgage

Document Number	0002722531
Date	Feb 26, 2018
Instrument	2722/531

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	EATON MI
Recording Date	Apr 26, 2017
Property Address	7140 ONEIDA RD, CHARLOTTE, MI 48813-7749
Document Number	2675/1130
Book / Page	2675 / 1130
Instrument Date	Mar 31, 2017
Transaction Type	Transfer
Record Updated	Sep 07, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,139.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5413 N WHEATON RD, CHARLOTTE, MI 48813-8610
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Eaton County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Benton Township
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,200 (+12.37%)	$438,265 (-) Land $66,412 Building $371,853
2025	$7,469.00 (+17.64%) Homeowner's exemption	$219,100 (+14.83%)	$438,265 (+14.85%) Land $66,412 Building $371,853
2024	$6,349.00 (+12.13%)
2023		$190,800	$381,600
2022	$5,662.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Eaton County (26045C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 17% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

7140 Oneida Rd, Charlotte, MI 48813 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Oneida Rd

Nearby Streets

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