7140 Oberlin Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7140 Oberlin Cir, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,160 sqft · built 1993
Lot Size0.04 acres (1,720 sqft)
OwnerIndividual Name on Record
Last Sale$239,000 (Aug 2016)
Tax Bill$4,168 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN28-571925

Property Details

APN / Parcel Number

Primary APN28-571925
Alternative APN
  • 571925

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,160 sqft Living Area
Gross Area2,400 sqft
1st Floor Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,720 sqft (0.04 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area210 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number571925
Street Address7140 OBERLIN CIR
CityFREDERICK
StateMD
Zip21703-9483
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR8
Legal DescriptionLOT 88 PLAT 1 1720 SQ FT STONEBRIDGE
Legal SubdivisionSTONEBRIDGE
Legal Lot Number88
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract751003

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7140 OBERLIN CIR, FREDERICK, MD 21703-9483
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2016 · Amount on Record
Deed SaleAug 30, 2016 · Amount on Record
Prior SaleMar 8, 2002 · Amount on Record
Deed Book / Page11341 / 1
Transfer Doc0034420704
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address7140 OBERLIN CIR, FREDERICK, MD 21703-9483
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyPINNACLE SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7140 OBERLIN CIR, FREDERICK, MD 21703-9483

Mortgage

Document Number0158760303
DateApr 25, 2022
Book Page15876/303
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,300 (+4.31%)$377,100 (+12.94%) Land $125,000 Building $252,100
2025$4,168.00 (+9.43%)$333,900 (+18.92%) Land $90,000 Building $243,900$333,900 (-) Land $90,000 Building $243,900
2024$3,809.00 (+12.76%)
2023$3,378.00$280,767$333,900 Land $90,000 Building $243,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Oberlin Cir

Nearby Streets

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