7140 Cutting Blvd, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7140 Cutting Blvd, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 957 sqft · built 2020
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Mar 2019)
Tax Bill	$7,756 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`501-110-017-8`

Property Details

APN / Parcel Number

Primary APN	`501-110-017-8`
Alternative APN	`501-110-017`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	957 sqft Living Area
1st Floor Area	700 sqft
2nd Floor Area	257 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2022
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	7140 CUTTING BLVD
City	EL CERRITO
State	CA
Zip	94530-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RO SAN PABLO POR LOT 65 .16 AC
Legal Subdivision	SAN PABLO RHO
Legal Lot Number	65
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	385200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	860 ASHBURY AVE, EL CERRITO, CA 94530-2941
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Mar 27, 2000 · Amount on File
Deed Document Number	201943123
Prior Transfer Date	Sep 1, 2008
Prior Transfer Doc	0000245913
Record Updated	Oct 29, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 29, 2019
Property Address	7140 CUTTING BLVD, EL CERRITO, CA 94530
Document Number	0000043123
Instrument Date	Mar 19, 2019
Instrument	2019-043123
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	860 ASHBURY AVE, EL CERRITO, CA 94530-2941

Mortgage

Document Number	0000043124
Date	Mar 29, 2019
Instrument	2019-043124

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Mortgage

Document Number	0000043124
Date	Mar 29, 2019
Instrument	2019-043124

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$517,285 (+2%) Land $298,677 Building $218,608
2025	$7,756.00 (+24.39%)	$507,143 (+28.9%) Land $292,821 Building $214,322
2023	$6,235.00 (+13.92%)	$393,451 Land $281,451 Building $112,000
2022	$5,473.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 861 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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