Osceola County property record for 714 Wyoming Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,787 sqft · built 1925 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Sep 2026) |
| Tax Bill | $3,977 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0061-0060 |
| Primary APN | 01-26-30-0001-0061-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,787 sqft Living Area |
| Gross Area | 2,098 sqft |
| 1st Floor Area | 1,721 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Siding Sheathing |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 242 sqft |
| Carport | Carport |
| Carport Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 129 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Central |
| Street Address | 714 WYOMING AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 61 LOTS 6, 7, & 8 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 61 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5046 |
| Census Tract | 43500 |
714 Wyoming Ave is owned and occupied by two individuals who bought it in September 2026.
Source: Osceola County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 714 WYOMING AVE, SAINT CLOUD, FL 34769-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Warranty Deed, Transfer · FHA Mortgage STANDARD MORTGAGE |
| Jul 19, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC |
| Dec 17, 2021 | Warranty Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL |
| Dec 4, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on File |
| Deed Sale | Sep 24, 2026 · Amount on File |
| Prior Sale | Dec 17, 2021 · Amount on File |
| Deed Document Number | 2026123647 |
| Deed Book / Page | 7039 / 1174 |
| Prior Transfer Date | Sep 2, 2016 |
| Prior Transfer Doc | 0050701497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 24, 2026 |
| Property Address | 714 WYOMING AVE, SAINT CLOUD, FL 34769-3453 |
| Document Number | 0000123647 |
| Book / Page | 7039 / 1174 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 2026123647 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | TITLE AMERICA, TITLE WAREHOUSES OF AMERICA IN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219,170.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 WYOMING AVE, SAINT CLOUD, FL 34769-3453 |
| Document Number | 0000123648, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 7039/1176 |
| Instrument | 2026123648 |
| Name | STANDARD MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000123649, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 7039/1191 |
| Instrument | 2026123649 |
| Name | HOUSING FINANCE CORPORATION FLORIDA |
|---|
| Amount | Amount on Record |
|---|
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 714 WYOMING AVE, SAINT CLOUD, FL 34769-3453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11951 INTERNATIONAL DR 2C4, 2C4, ORLANDO, FL 32821-7395 |
| Document Number | 0064422507 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 6442/2507 |
| Instrument | 2023093094 |
| Name | LOAN FUNDER LLC |
|---|---|
| Address | NEW YORK, NY 10022 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 17, 2021 |
| Property Address | 714 WYOMING AVE, SAINT CLOUD, FL 34769-3453 |
| Document Number | 0061101228 |
| Book / Page | 6110 / 1228 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021194911 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 953 FAULKNER ST, 953, NEW SMYRNA BEACH, FL 32168-6252 |
| Name | Verified Name |
|---|---|
| Address | 4180 ALBRITTON RD, SAINT CLOUD, FL 34772-7556 |
| Document Number | 0061101230 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 6110/1230 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 19 Months |
| Due | Jul 1, 2023 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 4, 2019 |
| Property Address | 714 WYOMING AVE, SAINT CLOUD, FL 34769-3453 |
| Document Number | 0056342087 |
| Book / Page | 005634 / 002087 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 157333 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2959 5TH ST ST CLOUD FL 347692095, ST CLOUD, FL 34769-2095 |
The 2025 property tax bill for 714 Wyoming Ave was $3,977, up 4.5% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,977.00 (+4.49%) | $222,000 Land $55,000 Building $167,000 | $222,000 Land $55,000 Building $167,000 |
| 2024 | $3,806.00 (+9.18%) | ||
| 2023 | $3,486.00 (+10.74%) | $196,600 (+12.66%) Land $50,000 Building $146,600 | $196,600 (+12.66%) Land $50,000 Building $146,600 |
| 2022 | $3,148.00 | $174,500 Land $45,000 Building $129,500 | $174,500 Land $45,000 Building $129,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 714 Wyoming Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 714 Wyoming Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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