714 Silver Oak Dr, Bakersfield, CA 93312 Property Records

Kern County property record for 714 Silver Oak Dr, Bakersfield, CA 93312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,076 sqft · built 1996
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$317,500 (Apr 2023)
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`501-163-09-00-7`

Property Details

APN / Parcel Number

Primary APN	`501-163-09-00-7`
Alternative APNs	`501-163-09-1` `5011630900` `50116309`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
Gross Area	1,535 sqft
1st Floor Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	501163091
Street Address	714 SILVER OAK DR
City	BAKERSFIELD
State	CA
Zip	93312-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 5245 , BLOCK PH2, LOT 51
Legal Subdivision	5245 PH 2
Legal Tract	5245
Legal Block	2
Legal Lot Number	51
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	2
Census Block	2003
Census Tract	3812

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	714 SILVER OAK DR, BAKERSFIELD, CA 93312-4341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 7, 2023	Grant Deed, Transfer · FHA Mortgage THE MORTGAGE HOUSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2023 · Amount on Record
Deed Sale	Apr 7, 2023 · Amount on Record
Prior Sale	Sep 30, 2003 · Amount on Record
Deed Document Number	202339923
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Apr 7, 2026
Property Address	714 SILVER OAK DR, BAKERSFIELD, CA 93312-4341
Document Number	0000038153
Instrument Date	Apr 2, 2026
Instrument	202638153
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ESSEX TITLE, ESSENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 SILVER OAK DR, BAKERSFIELD, CA 93312-4341

Mortgage

Document Number	0000038153,
Date	Apr 7, 2026
Instrument	202638153

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 7, 2023
Property Address	714 SILVER OAK DR, BAKERSFIELD, CA 93312-4341
Document Number	0000039923
Map Reference	MB 40 PG 75&76
Instrument Date	Mar 14, 2023
Instrument	223039923
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 SILVER OAK DR, BAKERSFIELD, CA 93312-4341

Mortgage

Document Number	0000039924
Date	Apr 7, 2023
Instrument	223039924

Lender

Name	THE MORTGAGE HOUSE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Fruitvale Elementary School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$336,932 (+2%) Land $106,120 Building $230,812
2025	$4,643.00 (+1.84%)	$330,327 (+85.96%) Land $104,040 Building $226,287
2024	$4,559.00 (+66.08%)
2023	$2,745.00 (+1.97%) Homeowner's exemption	$177,636 Land $32,788 Building $144,848
2022	$2,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks.

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