714 Prospect St, Torrington, CT 06790 Property Records

Torrington City property record for 714 Prospect St, Torrington, CT 06790

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,420 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Apr 2022)
Tax Bill	$6,870 (2026)
Deeds & Mortgages	Apr 2024 Refinance Apr 2022 Sale + 2 more
APN	`006895`

Property Details

APN / Parcel Number

Primary APN	`006895`
Alternative APNs	`TORR M:119 B:014 L:004` `6895`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,420 sqft Living Area
Gross Area	5,084 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	6895
Street Address	714 PROSPECT ST
City	TORRINGTON
State	CT
Zip	06790-4916
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R6
Legal Block	14
Legal Lot Number	4
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1000
Census Tract	310200

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 STEINER DR, MAHOPAC, NY 10541-1049
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ACRA LENDING
Apr 21, 2022	Warranty Deed, Transfer
Jun 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WILLIAM RAVEIS MORTGAGE CO
Jun 6, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RUPALI SHAH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	2022473875
Deed Book / Page	1363 / 137
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	714 PROSPECT ST, TORRINGTON, CT 06790-4916
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01409-1005
Date	Apr 4, 2024
Book Page	1409/1005
Instrument	2024-490681

Lender

Name	ACRA LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Apr 21, 2022
Property Address	714 PROSPECT ST, TORRINGTON, CT 06790-4916
Document Number	001363-137
Book / Page	1363 / 137
Instrument Date	Apr 6, 2022
Instrument	2022-473875
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	714 PROSPECT ST, TORRINGTON, CT 06790-4916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1309-91
Date	Jun 9, 2020
Book Page	1309/91
Instrument	2020-456779

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jun 6, 2019
Property Address	714 PROSPECT ST, TORRINGTON, CT 06790-4916
Document Number	1289-214
Book / Page	1289 / 214
Instrument Date	Jun 5, 2019
Instrument	2019-448615
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 PROSPECT ST # 716, 716, TORRINGTON, CT 06790-4916

Mortgage

Document Number	2019448616
Date	Jun 6, 2019
Instrument	2019-448616

Lender

Name	RUPALI SHAH

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,870.00 (-12.97%)	$205,310 (-) Land $20,160 Building $185,150	$329,261 (+129.1%)
2025	$7,894.00 (+83.97%)	$205,310 (+129.5%) Land $20,160 Building $185,150	$143,717 Land $14,112 Building $129,605
2023	$4,291.00 (+1.75%)	$89,460 (-) Land $20,160 Building $69,300
2022	$4,217.00	$89,460 Land $20,160 Building $69,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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