714 Pike St, Covington, KY 41011 Property Records

Kenton County property record for 714 Pike St, Covington, KY 41011

Property Summary

Property Type	Triplex
Details	3 bd · 3 ba · 1,470 sqft · built 1930
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Dec 2024)
Tax Bill	$2,318 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-44-07-023.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-07-023.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,470 sqft Finished Area

Exterior

Year Built	Built 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	72 ft deep x 51 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0404407023.00
Street Address	714 PIKE ST
City	COVINGTON
State	KY
Zip	41011-2176
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	LEWIS PT LOT 13 NS PIKE ST
Legal Subdivision	LEWIS HARVEY
Legal Lot Number	13
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1014
Census Tract	61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	714 PIKE ST, COVINGTON, KY 41011-2176
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Commercial Mortgage CHAMPIONS FUNDING LLC
Dec 28, 2018	Grant Deed, Transfer · Conventional Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Dec 28, 2018
Deed Document Number	0000317780
Deed Book / Page	317 / 780
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	714 PIKE ST, COVINGTON, KY 41011-2176
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	UNKNOWN, 360 ATS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10871 ROSEBRIAR DR, UNION, KY 41091-8013
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900146
Date	Sep 26, 2025
Book Page	KCM 690/732
Instrument	25092605900146

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 28, 2018
Property Address	714 PIKE ST, COVINGTON, KY 41011-2176
Document Number	0000000229
Book / Page	0C6572 / 000203
Instrument Date	Dec 27, 2018
Instrument	229
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11079 US HIGHWAY 42 UNION KY 410918476, UNION, KY 41091-8476

Mortgage

Document Number	230
Date	Dec 28, 2018
Book Page	0C6572/000206
Instrument	230

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,318.00 (+74.02%)	$175,000 (+75%) Land $5,000 Building $170,000	$175,000 (+75%) Land $5,000 Building $170,000
2023	$1,332.00	$100,000 Land $5,000 Building $95,000	$100,000 Land $5,000 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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