Monroe County property record for 714 Olivia St, #3, Key West, FL 33040
| Property Type | Hotel/Motel |
|---|---|
| Details | 1 bd · 1 ba · 481 sqft · built 1943 |
| Lot Size | 0.363 acres (15,846 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,000,000 (Apr 2024) |
| Tax Bill | $4,667 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00020460-000103 |
| Primary APN | 00020460-000103 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 481 sqft Total Area |
| Year Built | Built 1943 |
|---|---|
| Lot Area | 15,846 sqft |
| Porch | Open Porch |
| Account Number | 9080340 |
|---|---|
| Street Address | 714 OLIVIA ST # 3, 3 |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6413 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel/Motel |
| Legal Description | UNIT 3 THE COLONY CONDOMINIUM OR2051-920DEC OR2103-519 OR2140-1557 OR2722-1830 OR2739-942 OR3272-1399 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | COLONY CONDO |
| Legal Tract | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 497 WHITTEMORE ST, LEICESTER, MA 01524-1837 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CS BANK |
| Jul 12, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FRONTIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on Record |
| Deed Sale | Apr 24, 2024 · Amount on Record |
| Prior Sale | May 7, 2015 · Amount on Record |
| Deed Document Number | 2459104 |
| Deed Book / Page | 3272 / 1399 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 714 OLIVIA ST # 3, 3, KEY WEST, FL 33040-6413 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 497 WHITTEMORE ST, LEICESTER, MA 01524-1837 |
| Document Number | 0032721402 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 3272/1402 |
| Instrument | 2459105 |
| Name | CS BANK |
|---|---|
| Type | Bank |
| Address | 230 PARK AVE, WORCESTER, MA 01609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 714 OLIVIA ST # 3, 3, KEY WEST, FL 33040-6413 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10727 CANYON RD, OMAHA, NE 68112-1455 |
| Document Number | 0031111586 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 3111/1586 |
| Instrument | 2329542 |
| Name | FRONTIER BANK |
|---|---|
| Type | Bank |
| Address | LINCOLN, NE 68516 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 12, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $832,112 (+63.95%) Building $832,112 | $832,112 (+63.95%) Building $832,112 | |
| 2024 | $4,667.00 (+9.09%) | ||
| 2023 | $4,278.00 (+10.51%) | $507,529 (+10.24%) Building $507,529 | $507,529 (+10.24%) Building $507,529 |
| 2022 | $3,871.00 | $460,400 Building $460,400 | $460,400 Building $460,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 285 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 43 condo units |
| Nearby Flood Claims | 89 (1980–2025) |
| Claims Outside the SFHA | 43 of 89 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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