Pender County property record for 714 Ocean Blvd, Topsail Beach, NC 28445
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,216 sqft · built 1974 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $562,500 (Jun 2026) |
| Tax Bill | $2,414 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan Jun 2026 Sale & Construction Loan + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 4212-47-0312-0000 |
| Primary APN | 4212-47-0312-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 77 ft deep x 51 ft wide |
| Deck Area | 192 sqft |
| Cabin | Cabin |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Account Number | 400963491 |
|---|---|
| Street Address | 714 OCEAN BLVD |
| City | HOLLY RIDGE |
| State | NC |
| Zip | 28445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Description | LOT 7,PB 3/56 NEW TOPSAIL BEACH |
| Legal Subdivision | NEW TOPSAIL BEACH |
| Legal Lot Number | 7 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 920106 |
714 Ocean Blvd is owned and occupied by an individual who bought it in June 2026.
Source: Pender County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 714 OCEAN BLVD, HOLLY RIDGE, NC 28445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer · Construction Mortgage EMM LOANS LLC |
| Jun 12, 2026 | Warranty Deed, Construction Loan · Construction Mortgage EMM LOANS LLC |
| Aug 3, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jun 20, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Oct 27, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on File |
| Deed Sale | Jun 12, 2026 · Amount on File |
| Prior Sale | May 16, 2014 · Amount on File |
| Deed Document Number | 202620157208 |
| Deed Book / Page | 4895 / 746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 12, 2026 |
| Property Address | 714 OCEAN BLVD, HOLLY RIDGE, NC 28445 |
| Document Number | 0020157208 |
| Book / Page | 4895 / 746 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 202620157208 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 OCEAN BLVD, HOLLY RIDGE, NC 28445 |
| Investor | Possibly a Property Investor |
| Document Number | 0020157209, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202620157209 |
| Name | EMM LOANS LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 12, 2026 |
| Property Address | 714 OCEAN BLVD, TOPSAIL BEACH, NC 28445 |
| Document Number | 0048950746 |
| Book / Page | 4895 / 746 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 202620157208 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 OCEAN BLVD, TOPSAIL BEACH, NC 28445 |
| Investor | Possibly a Property Investor |
| Document Number | 0020157209, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202620157209 |
| Name | EMM LOANS LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 714 OCEAN BLVD, TOPSAIL BEACH, NC 28445 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047200250 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 4720/250 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 714 OCEAN BLVD, TOPSAIL BEACH, NC 28445 |
| Document Number | 0046672326 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 714 E OCEAN HWY TOPSAIL BEACH NC 284458712, TOPSAIL BEACH, NC 28445-8712 |
| Document Number | 0046672326 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 004667/002326 |
| Instrument | 20038430 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 27, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 714 OCEAN BLVD, TOPSAIL BEACH, NC 28445 |
| Document Number | 0046532786 |
| Book / Page | 004653 / 002786 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 714 E OCEAN HWY TOPSAIL BEACH NC 284458712, TOPSAIL BEACH, NC 28445-8712 |
| Document Number | 0046532786 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 004653/002786 |
| Instrument | 20030100 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2047 |
The 2025 property tax bill for 714 Ocean Blvd was $2,414.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Topsail Beach Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,414.00 | $662,721 Land $453,750 Building $208,971 | $662,721 Land $453,750 Building $208,971 |
| 2023 | $290,887 (-) Land $163,299 Building $127,588 | $290,887 (-) Land $163,299 Building $127,588 | |
| 2022 | $2,145.00 | $290,887 Land $163,299 Building $127,588 | $290,887 Land $163,299 Building $127,588 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 714 Ocean Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 2,399 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2,712 units insured incl. 313 condo units |
| Nearby Flood Claims | 661 (1986–2024) |
| Claims Outside the SFHA | 6 of 661 |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 714 Ocean Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TOPSAIL BEACH serves 3,495 people · EPA ID NC0471020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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