714 James St, Niles, MI 49120 Property Records

Berrien County property record for 714 James St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1950
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Nov 2025)
Tax Bill	$978 (2025)
Deeds & Mortgages	Nov 2025 Sale Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-4880-0027-00-4`

Property Details

APN / Parcel Number

Primary APN	`14-4880-0027-00-4`
Alternative APN	`11-14-4880-0027-00-4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Raised Ranch
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	147 ft deep x 80 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	714 JAMES ST
City	NILES
State	MI
Zip	49120-1182
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	LOT 27, MAPLE ROW NO. 1.
Legal Subdivision	MAPLE ROW NO 1
Legal Lot Number	27
Legal Unit	27
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1000
Census Tract	20500

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	709 JAMES ST, NILES, MI 49120-1130
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
May 30, 2019	Intrafamily Transfer, Transfer MTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Apr 16, 2025 · Amount on Record
Deed Document Number	2025445759
Deed Book / Page	3464 / 626
Prior Transfer Date	Sep 27, 2024
Prior Transfer Doc	03448/2020
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 7, 2025
Property Address	714 JAMES ST, NILES, MI 49120-1182
Document Number	003464/626
Book / Page	3464 / 626
Map Reference	LB 12 PG 12
Instrument Date	Nov 5, 2025
Instrument	2025445759
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10239 PAINTER SCHOOL RD, CUSTER, MI 49405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	769 JAMES ST, NILES, MI 49120-1130

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	714 JAMES ST, NILES, MI 49120-1182
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 JAMES ST, NILES, MI 49120-1182

Mortgage

Document Number	03344/1329
Date	Sep 15, 2021
Book Page	3344/1329

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 30, 2019
Property Address	714 JAMES ST, NILES, MI 49120-1182
Document Number	03238/2855
Book / Page	3238 / 2855
Map Reference	LB 12 PG 12
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$963.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	714 JAMES ST, NILES, MI 49120-1182

Mortgage

Document Number	0032382858
Date	May 30, 2019
Instrument	3238/2858

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	May 30, 2019
Property Address	714 JAMES ST, NILES, MI 49120-1182
Document Number	03238/2852
Book / Page	3238 / 2852
Map Reference	LB 12 PG 12
Instrument Date	May 20, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 JAMES ST, NILES, MI 49120-1182

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,200 (+13.06%)	$126,400 (+13.06%)
2025	$978.00 (+1.98%)	$55,900 (+66.87%)	$111,800 (+66.87%)
2024	$959.00 (+11.64%)
2023		$33,500	$67,000
2022	$859.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications.

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