714 Holmes St, Gaffney, SC 29341 Property Records

Cherokee County property record for 714 Holmes St, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	963 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Sep 2026)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`007770-23-3`

Property Details

APN / Parcel Number

Primary APN	`007770-23-3`
Alternative APNs	`0811400127000 60718189` `081-14-00-127.000` `007866223`

Interior

Stories	1 Story
Building Area	963 sqft Living Area

Exterior

Exterior Material	Siding
Lot Area	10,890 sqft (0.25 acres)
Porch	Slab

Location & Zoning

Street Address	714 HOLMES ST
City	GAFFNEY
State	SC
Zip	29341-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	714 HOLMES ST FM DONNIE TO PAMELA $10L&A
Legal Subdivision	PLAT OF J VERNON PHILLIPS CE
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1001
Census Tract	970201

Owner

Source: Cherokee County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	714 HOLMES ST, GAFFNEY, SC 29341-1725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed, Transfer · FHA Mortgage FIFTH THIRD BANK
Jul 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	20265213
Deed Book / Page	203 / 1709
Prior Transfer Date	Jul 18, 2019
Prior Transfer Doc	0001140656
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Sep 14, 2026
Property Address	714 HOLMES ST, GAFFNEY, SC 29341-1725
Document Number	0000005213
Book / Page	203 / 1709
Instrument Date	Sep 8, 2026
Instrument	20265213
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,329.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 HOLMES ST, GAFFNEY, SC 29341-1725

Mortgage

Document Number	0000005214,
Date	Sep 14, 2026
Instrument	20265214

Lender

Name	FIFTH THIRD BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 19, 2019
Property Address	714 HOLMES ST, GAFFNEY, SC 29341-1725
Document Number	0001140656
Book / Page	000114 / 000656
Instrument Date	Jul 15, 2019
Instrument	3510
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LAYNEWOOD DR ROEBUCK SC 293762927, ROEBUCK, SC 29376-2927

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00 (+4.75%)	$3,190 (-) Land $480 Building $2,710	$53,300 (-) Land $8,000 Building $45,300
2023	$1,263.00	$3,190 Land $480 Building $2,710	$53,300 Land $8,000 Building $45,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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