Buchanan County property record for 714 Harmon St, Saint Joseph, MO 64504
| Property Type | Single Family Home |
|---|---|
| Details | 944 sqft · built 1922 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $86,000 (Sep 2017) |
| Tax Bill | $866 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2017 Mortgage |
| APN | 06-9.0-32-001-003-084.000 |
| Primary APN | 06-9.0-32-001-003-084.000 |
|---|
| Building Area | 944 sqft Base Area |
|---|---|
| 1st Floor Area | 944 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Street Address | 714 HARMON ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64504-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:HYDE PARK LOT:7 BLK:6LGL DESC:& LOT 8 |
| Legal Subdivision | HYDE PARK |
| Legal Block | 6 |
| Legal Lot Number | 7-8 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 2300 |
714 Harmon St is owned and occupied by two individuals who bought it in September 2017.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 714 HARMON ST, SAINT JOSEPH, MO 64504-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE NODAWAY VALLEY BANK |
| Sep 14, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage NODAWAY VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2017 · Amount on File |
| Deed Sale | Sep 14, 2017 · Amount on File |
| Deed Document Number | 20179114 |
| Prior Transfer Date | Sep 8, 2017 |
| Prior Transfer Doc | 2017009114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 714 HARMON ST, SAINT JOSEPH, MO 64504-1728 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 714 HARMON ST, SAINT JOSEPH, MO 64504-1728 |
| Document Number | 003773/717 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 3773/717 |
| Instrument | 2022002294 |
| Name | THE NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Sep 14, 2017 |
| Property Address | 714 HARMON ST, SAINT JOSEPH, MO 64504-1728 |
| Document Number | 2017009114 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 2017009114 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 HARMON ST, SAINT JOSEPH, MO 64504-1728 |
| Document Number | 2017009115 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 2017009115 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 714 Harmon St was $866, up 0.1% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $866.00 (+0.12%) | $12,040 Land $2,470 Building $9,570 | $63,410 Land $13,020 Building $50,390 |
| 2024 | $865.00 (+15.33%) | ||
| 2023 | $750.00 (-0.66%) | $11,380 (-) Land $2,470 Building $8,910 | $59,920 Land $13,020 Building $46,900 |
| 2022 | $755.00 | $11,380 Land $2,470 Building $8,910 | |
| 2021 | $59,920 Land $13,020 Building $46,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 714 Harmon St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 714 Harmon St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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