Cape May County and Lower Township property record for 714 Gorham Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 896 sqft · built 1964 |
| Lot Size | 0.178 acres (7,749 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,900 (Oct 2012) |
| Tax Bill | $3,240 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Jan 2024 Mortgage + 2 more |
| APN | 05-00689-0000-00015 |
| Primary APN | 05-00689-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 896 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 7,749 sqft (0.178 acres) |
| Lot Dimensions | 125 ft deep x 62 ft wide |
| Street Address | 714 GORHAM AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 689 |
| Legal Lot Number | 15 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 21806 |
714 Gorham Ave is owned and occupied by an individual who bought it in October 2012.
Source: Cape May County and Lower Township records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 714 GORHAM AVE, CAPE MAY, NJ 08204-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CREST SAVINGS BANK |
| Jan 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CREST SAVINGS BANK |
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CREST SVGS BK |
| Apr 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2012 · Amount on File |
| Deed Sale | Oct 22, 2012 · Amount on File |
| Prior Sale | Jul 30, 2003 · Amount on File |
| Deed Document Number | 2012177 |
| Deed Book / Page | 3511 / 443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 714 GORHAM AVE, CAPE MAY, NJ 08204-3218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000075768 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | M6838/231 |
| Instrument | 2025075768 |
| Name | CREST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 714 GORHAM AVE, CAPE MAY, NJ 08204-3218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000029816 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | M6700/957 |
| Instrument | 2024029816 |
| Name | CREST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 714 GORHAM AVE, CAPE MAY, NJ 08204-3218 |
| Document Number | 0062790898 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | TITLE COMPANY/JERSEY, TITLE CO/JERSEY |
| Name | Verified Name |
|---|---|
| Address | 714 GORHAM AVE NORTH CAPE MAY NJ 082043218, NORTH CAPE MAY, NJ 08204-3218 |
| Document Number | 0062790898 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 006279/000898 |
| Instrument | 41284 |
| Name | CREST SVGS BK |
|---|---|
| Address | WILDWOOD, NJ 08260 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 18, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 714 GORHAM AVE, CAPE MAY, NJ 08204-3218 |
| Document Number | 0059700940 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2018 |
| Title Company | LENDERLIVE SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 714 GORHAM AVE CAPE MAY NJ 082043218, CAPE MAY, NJ 08204-3218 |
| Document Number | 0059700940 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 005970/000940 |
| Instrument | 55746 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 20, 2038 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,800 (-) Land $105,600 Building $54,200 | $159,800 (-) Land $105,600 Building $54,200 | |
| 2025 | $159,800 Land $105,600 Building $54,200 | $159,800 Land $105,600 Building $54,200 | |
| 2024 | $3,240.00 | ||
| 2023 | $159,800 Land $105,600 Building $54,200 | $159,800 Land $105,600 Building $54,200 | |
| 2022 | $3,096.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 714 Gorham Ave; there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 714 Gorham Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 52% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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