Garrard County property record for 714 Fall Lick Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.952 acres (41,510 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $794 (2025) |
| Deeds & Mortgages | Sep 2006 Line of Credit Oct 2013 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35A-06-006 |
| Primary APN | 35A-06-006 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Brick Veneer |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 41,510 sqft (0.952 acres) |
| Sewer | Connected |
|---|
| Account Number | 14161 |
|---|---|
| Street Address | 714 FALL LICK RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CECIL ARNOLD SUB |
| Legal Lot Number | 7A |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 970300 |
Source: Garrard County records · APN 35A-06-006
Assessment roll updated May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1968 SUGAR CREEK RD, LANCASTER, KY 40444-7121 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 07, 2006 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK |
| Oct 22, 2013 | Deed of Trust, Mortgage · ARM THE FARMERS NATIONAL BANK OF DANVILLE, K |
| Feb 03, 2010 | Deed of Trust, Mortgage · Line of Credit FARMERS NATIONAL BANK OF DANVILLE |
| Nov 12, 2009 | Quit Claim Deed, Transfer Quitclaim |
| Nov 12, 2009 | Quit Claim Deed, Transfer Quitclaim |
| Sep 07, 2006 | Deed, Transfer |
| Jul 24, 2006 | Deed, Transfer · Line of Credit WHITAKER BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 714 FALL LICK RD, LANCASTER, KY 40444-7499 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 714 FALL LICK RD, LANCASTER, KY 40444-7499 |
| Document Number | 00M263/816 |
|---|---|
| Date | Sep 07, 2006 |
| Book Page | M263/816 |
| Instrument | 74673 |
| Name | WHITAKER BANK |
|---|---|
| Address | LANCASTER, KY 40444 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 05, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 714 FALL LICK RD, LANCASTER, KY 40444-7499 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1968 SUGAR CREEK RD, LANCASTER, KY 40444-7121 |
| Document Number | 000327/732 |
|---|---|
| Date | Oct 22, 2013 |
| Book Page | 327/732 |
| Instrument | 118368 |
| Name | THE FARMERS NATIONAL BANK OF DANVILLE, K |
|---|---|
| Type | Seller |
| Address | 304 W MAIN ST, DANVILLE, KY 40422 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 714 FALL LICK RD, LANCASTER, KY 40444-7499 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 322 STANFORD ST, LANCASTER, KY 40444-1268 |
| Investor | Possibly a Property Investor |
| Document Number | 00M297/502 |
|---|---|
| Date | Feb 03, 2010 |
| Book Page | M297/502 |
| Instrument | 102965 |
| Name | FARMERS NATIONAL BANK OF DANVILLE |
|---|---|
| Address | DANVILLE, KY 40422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Nov 12, 2009 |
| Property Address | 714 FALL LICK RD, LANCASTER, KY 40444-7499 |
| Document Number | 000256/567 |
| Book / Page | 256 / 567 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Nov 12, 2009 |
| Property Address | 714 FALL LICK RD, LANCASTER, KY 40444-7499 |
| Document Number | 000256/564 |
| Book / Page | 256 / 564 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Non-Arm's Length Transaction |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Sep 07, 2006 |
| Property Address | 714 FALL LICK RD, LANCASTER, KY 40444-7499 |
| Document Number | 000240/634 |
| Book / Page | 240 / 634 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 STANFORD ST, LANCASTER, KY 40444-1267 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jul 24, 2006 |
| Property Address | 714 FALL LICK RD, LANCASTER, KY 40444-7499 |
| Document Number | 000239/584 |
| Book / Page | 239 / 584 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 FALL LICK RD, LANCASTER, KY 40444-7499 |
| Document Number | 00M261/738 |
|---|---|
| Date | Jul 24, 2006 |
| Book Page | M261/738 |
| Instrument | 71829 |
| Name | WHITAKER BANK |
|---|---|
| Address | LANCASTER, KY 40444 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 05, 2026 |
Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $794.00 (-0.5%) | $75,000 (-) Land $20,000 Building $55,000 | $75,000 (-) Land $20,000 Building $55,000 |
| 2024 | $798.00 (+4.18%) | $75,000 (+7.14%) Land $20,000 Building $55,000 | $75,000 (+7.14%) Land $20,000 Building $55,000 |
| 2023 | $766.00 (-0.91%) | $70,000 (-) Land $20,000 Building $50,000 | $70,000 (-) Land $20,000 Building $50,000 |
| 2022 | $773.00 | $70,000 Land $20,000 Building $50,000 | $70,000 Land $20,000 Building $50,000 |
Source: FEMA National Flood Hazard Layer, Garrard County (21079C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210799703002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 15 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0400151, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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