Union County property record for 714 E Lyon St, Morganfield, KY 42437
| Property Type | Single Family Home |
|---|---|
| Details | built 2016 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,625 (May 2026) |
| Tax Bill | $751 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M3-33-11-01 |
| Primary APN | M3-33-11-01 |
|---|
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Street Address | 714 E LYON ST |
|---|---|
| City | MORGANFIELD |
| State | KY |
| Zip | 42437-1282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 714 E LYON ST |
| Legal Subdivision | NESBIT ADDITION |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 950201 |
Source: Union County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 714 E LYON ST, MORGANFIELD, KY 42437-1282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 21, 2026 | Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE |
| Feb 17, 2026 | Deed of Trust, Mortgage UNITED COMMUNITY BANK OF WEST KENTUCKY I |
| Feb 17, 2026 | Commissioner's Deed, Foreclosure |
| Jan 16, 2026 | Correction Deed |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Feb 17, 2026 · Amount on Record |
| Deed Document Number | 2026401507 |
| Deed Book / Page | 411 / 88 |
| Prior Transfer Date | Jan 15, 2026 |
| Prior Transfer Doc | 00D409/735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | May 21, 2026 |
| Property Address | 714 E LYON ST, MORGANFIELD, KY 42437-1282 |
| Document Number | 0000401507 |
| Book / Page | 411 / 88 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026401507 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,940.63 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 E LYON ST, MORGANFIELD, KY 42437-1282 |
| Document Number | 0000401507, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 500/252 |
| Instrument | 2026401507 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0500000273, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 500/273 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Jun 1, 2041 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 714 E LYON ST, MORGANFIELD, KY 42437-1282 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M497/740 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | M497/740 |
| Name | UNITED COMMUNITY BANK OF WEST KENTUCKY I |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 10, 2046 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Feb 17, 2026 |
| Property Address | 714 E LYON ST, MORGANFIELD, KY 42437-1282 |
| Document Number | 00D410/109 |
| Book / Page | D410 / 109 |
| Instrument Date | Feb 3, 2026 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 325 SALEM CHURCH RD, MORGANFIELD, KY 42437-6844 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Jan 16, 2026 |
| Property Address | 714 E LYON ST, MORGANFIELD, KY 42437-1282 |
| Document Number | 00D409/735 |
| Book / Page | D409 / 735 |
| Instrument Date | Jan 15, 2026 |
| Record Updated | Feb 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Union County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Municipality | Morganfield City |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $751.00 (-0.53%) | $73,054 (-) Land $3,500 Building $69,554 | $73,054 (-) Land $3,500 Building $69,554 |
| 2023 | $755.00 | $73,054 Land $3,500 Building $69,554 | $73,054 Land $3,500 Building $69,554 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER DISTRICT serves 6,117 people · EPA ID KY1130433 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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