714 E Front St, Lynden, WA 98264 Property Records

Whatcom County property record for 714 E Front St, Lynden, WA 98264 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,733 sqft · built 1950
Lot Size	5.57 acres (243,065 sqft)
Owner	Individual Name on File
Last Sale	$857,000 (Apr 2022)
Tax Bill	$8,079 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`590194`

Property Details

APN / Parcel Number

Primary APN	`590194`
Alternative APNs	`400321 027430 0000` `134554` `54740`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,733 sqft Living Area
1st Floor Area	1,509 sqft
2nd Floor Area	1,224 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	243,065 sqft (5.57 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	98 sqft
Deck Area	96 sqft
Patio Area	520 sqft
Storage Building	1,040 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	54740
Street Address	714 E FRONT ST
City	LYNDEN
State	WA
Zip	98264-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAP WHERE SLY LI OF FRONT ST INTERS ELY LI OF ALDER ST SD PT ALSO BEING NW COR OF BLK 1 SWIM-ALDRICH'S GARDEN ADD-TH SELY AL
Legal Range	03
Legal Township	40
Legal Section	21
Legal Subdivision	SWIM-ALDRICH'S GARDEN ADD
Legal Block	1,6
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	1
Census Block	1034
Census Tract	10303

Owner

Source: Whatcom County records · APN 590194

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	714 E FRONT ST, LYNDEN, WA 98264-1614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CREDIT UNION
Apr 01, 2022	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Jan 09, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2022 · Amount on Record
Deed Sale	Apr 01, 2022 · Amount on Record
Prior Sale	Jan 05, 2010
Deed Document Number	2022-0400169
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Jul 27, 2026
Property Address	714 E FRONT ST, LYNDEN, WA 98264-1614
Document Number	0000002196
Instrument Date	Jul 21, 2026
Instrument	20262196
Transaction Type	Mortgage
Record Updated	Aug 04, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002196,
Date	Jul 27, 2026
Instrument	20262196

Lender

Name	WHATCOM EDUCATIONAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.49%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 01, 2022
Property Address	714 E FRONT ST, LYNDEN, WA 98264-1614
Document Number	0000400169
Instrument Date	Mar 15, 2022
Instrument	2022-0400169
Transaction Type	Transfer
Record Updated	Apr 06, 2022
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$14,359.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 E FRONT ST, LYNDEN, WA 98264-1614

Mortgage

Document Number	0000400170
Date	Apr 01, 2022
Instrument	2022-0400170

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	714 E FRONT ST, LYNDEN, WA 98264-1614
Document Number	2190100625
Instrument Date	Jan 09, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	CSC ERECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	714 E FRONT ST LYNDEN WA 982641614, LYNDEN, WA 98264-1614

Mortgage

Document Number	2190100625
Date	Jan 10, 2019
Instrument	100625

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,079.00 (+19.23%)	$1,067,778 (+15.47%) Land $417,751 Building $650,027	$1,067,778 (+15.47%) Land $417,751 Building $650,027
2022		$924,721 Land $370,627 Building $554,094	$924,721 Land $370,627 Building $554,094
2021	$6,776.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730103031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Nov 2021, tidal / storm surge, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Northwest Fiber	Fiber	6,000 / 6,000
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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