714 E Emerson Ave, Lombard, IL 60148 Property Records

DuPage County property record for 714 E Emerson Ave, Lombard, IL 60148

Property Summary

Property Type	Single Family Home
Details	1,030 sqft · built 1965
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Apr 2026)
Tax Bill	$7,392 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-08-205-024`

Property Details

APN / Parcel Number

Primary APN	`06-08-205-024`

Interior

Stories	1 Story
Building Area	1,030 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,030 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	14.7 ft deep x 6 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	714 E EMERSON AVE
City	LOMBARD
State	IL
Zip	60148-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MONSENS 4TH ADD TO HIGHLAND PARK
Legal Subdivision	MONSENS 4TH ADD TO HIGHLAND PARK
Legal Block	1
Legal Lot Number	2
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	1
Census Block	1006
Census Tract	843602

Owner

714 E Emerson Ave is owned by two individuals who bought it in April 2026.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	229 S MAIN ST, 2E, LOMBARD, IL 60148-2734
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE SERVICES INC
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 2, 2017	Deed of Trust, Mortgage · Conventional with PMI INLAND BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Jul 21, 2014 · Amount on File
Deed Document Number	202623933
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	714 E EMERSON AVE, LOMBARD, IL 60148-2909
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	NOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055547
Date	Apr 8, 2021
Instrument	R2021-055547

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3.25%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 14, 2026
Property Address	714 E EMERSON AVE, LOMBARD, IL 60148-2909
Document Number	0000023933
Instrument Date	Apr 7, 2026
Instrument	2026.23933
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	BLUE RIDGE TITLE AND ESCROW INC, BLUEBIRD TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	229 S MAIN ST, 2E, LOMBARD, IL 60148-2734

Mortgage

Document Number	0000023934,
Date	Apr 14, 2026
Instrument	2026.23934

Lender

Name	BAY MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	714 E EMERSON AVE, LOMBARD, IL 60148-2909
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093332
Date	Sep 11, 2017
Instrument	R2017-093332

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	714 E EMERSON AVE, LOMBARD, IL 60148-2909
Document Number	0000056978
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	714 E EMERSON AVE LOMBARD IL 601482909, LOMBARD, IL 60148-2909

Mortgage

Document Number	0000056978
Date	Jun 9, 2017
Instrument	56978

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 714 E Emerson Ave was $7,392, up 4.1% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Lombard Village
Secondary School District	DuPage High School District 88 (09 - 12)
Elementary School District	SD 45 DuPage County (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,392.00 (+4.1%) Homeowner's exemption	$112,650 (+7.86%) Land $29,148 Building $83,502	$337,950 (+7.86%) Land $87,444 Building $250,506
2024	$7,101.00	$104,441 Land $27,024 Building $77,417	$313,323 Land $81,072 Building $232,251
2022	$6,556.00 Homeowner's exemption	$92,830 Land $24,020 Building $68,810	$278,490 Land $72,060 Building $206,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 714 E Emerson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 714 E Emerson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOMBARD serves 44,476 people · EPA ID IL0430600
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	May 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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