714 E Atwater Ave, Bloomington, IN 47401 Property Records

Monroe County property record for 714 E Atwater Ave, Bloomington, IN 47401

Property Summary

Property Type	Multi-Family Dwellings
Details	7 bd · 7 ba · 4,392 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$437,500 (Nov 2005)
Tax Bill	$12,271 (2025)
Deeds & Mortgages	May 2008 Mortgage Feb 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-19280-00`

Property Details

APN / Parcel Number

Primary APN	`015-19280-00`
Alternative APN	`53-08-04-105-021.000-009`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Plumbing Fixtures	35 Plumbing Fixtures
Total Rooms	17 Rooms
Units	7 Units
Stories	2 Stories
Building Area	4,392 sqft Living Area
1st Floor Area	3,176 sqft
Attic	Attic
Attic Area	2,432 sqft
Basement Area	304 sqft
Finished Basement	304 sqft
Unfinished Basement	304 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2010
Architectural Style	Multi-Family
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-19280-00
Street Address	714 E ATWATER AVE
City	BLOOMINGTON
State	IN
Zip	47401-4115
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	UNIVERSITY HEIGHTS LOT 13
Legal Subdivision	UNIVERSITY HEIGHTS ADDITION
Legal Lot Number	13
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	4
Census Block	4001
Census Tract	301

Owner

714 E Atwater Ave, a residential property, is owned by a company that bought it in November 2005.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Company Name on File
Mailing Address	BLOOMINGTON, IN 47402
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2008	Deed of Trust, Mortgage · Commercial Mortgage MONROE BANK
Feb 8, 2007	Deed of Trust, Mortgage · Line of Credit UNITED COMMERCE BANK
Feb 5, 2020	Quit Claim Deed, Transfer Quitclaim
Nov 10, 2005	Warranty Deed, Transfer · Line of Credit UNITED COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2005 · Amount on File
Deed Sale	Nov 10, 2005 · Amount on File
Deed Document Number	200522759
Record Updated	Sep 20, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	714 E ATWATER AVE, BLOOMINGTON, IN 47401-4115
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008008351
Date	May 20, 2008
Instrument	2008008351

Lender

Name	MONROE BANK
Address	BLOOMINGTON, IN 47408

Agreement

Type	Commercial Mortgage
Term	300 Months
Due	May 15, 2033

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	714 E ATWATER AVE, BLOOMINGTON, IN 47401-4115
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2007002317
Date	Feb 8, 2007
Instrument	2007002317

Lender

Name	UNITED COMMERCE BANK
Address	BLOOMINGTON, IN 47404

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 9, 2027

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Feb 5, 2020
Property Address	714 E ATWATER AVE, BLOOMINGTON, IN 47401-4115
Document Number	2020001860
Instrument Date	Feb 4, 2020
Instrument	2020001860
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3071, BLOOMINGTON, IN 47402-3071
Mail Care Of	GRANT PROPERTIES

November 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 10, 2005
Property Address	714 E ATWATER AVE, BLOOMINGTON, IN 47401-4115
Document Number	2005022759
Instrument Date	Nov 9, 2005
Instrument	2005022759
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 S COLLEGE AVE, BLOOMINGTON, IN 47404-5177
Mail Care Of	GRANT PROPERTIES
Investor	Possibly a Property Investor

Mortgage

Document Number	2005022760
Date	Nov 10, 2005
Instrument	2005022760

Lender

Name	UNITED COMMERCE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 9, 2006

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 714 E Atwater Ave was $12,271, up 57% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,271.00 (+57.04%)	$620,700 Land $343,700 Building $277,000	$620,700 Land $343,700 Building $277,000
2024	$7,814.00
2023		$379,500 (-1.71%) Land $180,800 Building $198,700	$379,500 (-1.71%) Land $180,800 Building $198,700
2022	$7,817.00	$386,100 Land $180,800 Building $205,300	$386,100 Land $180,800 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 714 E Atwater Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 714 E Atwater Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GigabitNow.

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