714 E 8th St, Spencer, IA 51301 Property Records

Clay County property record for 714 E 8th St, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 952 sqft · built 1962
Lot Size0.163 acres (7,100 sqft)
OwnerCompany Name on Record
Last Sale$37,500 (Jul 2014)
Tax Bill$1,940 (2025)
Flood ZoneZone X (minimal risk)
APN963607435004

Property Details

APN / Parcel Number

Primary APN963607435004
Alternative APN
  • 64096360743500400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area952 sqft Living Area
Basement Area952 sqft
Unfinished Basement952 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address714 E 8TH ST
CitySPENCER
StateIA
Zip51301-4911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3 10 2ND COLLEGE
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionCOLLEGE 2ND ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3079
Census Tract80200

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2090 400TH ST, SPENCER, IA 51301-7600
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2014 · Amount on Record
Deed SaleJul 29, 2014 · Amount on Record
Deed Document Number20141902
Deed Book / Page2014 / 1902
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,940.00 (+3.3%)$126,710 (+8.06%) Land $17,500 Building $109,210$126,710 (+8.06%) Land $17,500 Building $109,210
2024$1,878.00 (+8.06%)
2023$117,260 (+18.84%) Land $13,500 Building $103,760$117,260 (+18.84%) Land $13,500 Building $103,760
2022$1,738.00$98,670 Land $13,500 Building $85,170
2021$98,670 Land $13,500 Building $85,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, Verizon.

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