Clay County property record for 714 E 17th St, Spencer, IA 51301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,252 sqft · built 1973 |
| Lot Size | 0.242 acres (10,560 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,074 (2025) |
| Deeds & Mortgages | Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 963607227002 |
| Primary APN | 963607227002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,252 sqft Living Area |
| 1st Floor Area | 2,084 sqft |
| Basement Area | 2,084 sqft |
| Finished Basement | 2,084 sqft |
| Unfinished Basement | 2,084 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,560 sqft (0.242 acres) |
| Lot Dimensions | 96 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 824 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 72 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 714 E 17TH ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-4626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL EXC. E 5' 5 2 BALDWIN HEIGHTS E 10' 6 2 BALDWIN HEIGHTS |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 7 |
| Legal Subdivision | BALDWIN HEIGHTS |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 80200 |
714 E 17th St is owner-occupied and held in a trust since February 2019.
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 714 E 17TH ST, SPENCER, IA 51301-4626 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 27, 2019 |
| Transfer Doc | 2019/553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Mar 8, 2019 |
| Property Address | 714 E 17TH ST, SPENCER, IA 51301-4626 |
| Document Number | 2019/553 |
| Book / Page | 2019 / 553 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 2019-553 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 E 17TH ST, SPENCER, IA 51301-4626 |
The 2025 property tax bill for 714 E 17th St was $5,074 with a homeowner's exemption, down 11.5% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,074.00 (-11.54%) Homeowner's exemption | $356,870 Land $37,840 Building $319,030 | $356,870 Land $37,840 Building $319,030 |
| 2024 | $5,736.00 | ||
| 2023 | $373,380 (+19.54%) Land $30,270 Building $343,110 | $373,380 Land $30,270 Building $343,110 | |
| 2022 | $5,346.00 Homeowner's exemption | $312,350 Land $30,270 Building $282,080 | |
| 2021 | $312,350 Land $30,270 Building $282,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 714 E 17th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 714 E 17th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Utilities Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Verizon.
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