Schenectady County and Schenectady City property record for 714 Decamp Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,752 sqft · built 1920 |
| Lot Size | 0.136 acres (5,964 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Aug 2023) |
| Tax Bill | $7,839 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.37-1-14 |
| Primary APN | 421500 50.37-1-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 956 sqft |
| 2nd Floor Area | 796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,964 sqft (0.136 acres) |
| Lot Dimensions | 142 ft deep x 42 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 456 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 714 DECAMP AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-6010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | WILLIAM G NICKLAS |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20600 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 714 DECAMP AVE, SCHENECTADY, NY 12309-6010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU |
| Mar 20, 2020 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on Record |
| Deed Sale | Aug 24, 2023 · Amount on Record |
| Prior Sale | Mar 20, 2020 · Amount on Record |
| Deed Document Number | 202348254 |
| Deed Book / Page | 2114 / 473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 24, 2023 |
| Property Address | 714 DECAMP AVE, SCHENECTADY, NY 12309-6010 |
| Document Number | 0000048254 |
| Book / Page | 2114 / 473 |
| Map Reference | CAB E MAP 190 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 202348254 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 714 DECAMP AVE, SCHENECTADY, NY 12309-6010 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 103 DERZEE CT, DELMAR, NY 12054-9623 |
| Document Number | 0000048255 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 202348255 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 7.99% |
| Index | 5-Year TN |
| Max Rate | 10.9% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 20, 2020 |
| Property Address | 714 DECAMP AVE, SCHENECTADY, NY 12309-6010 |
| Document Number | 0000011290 |
| Book / Page | 2032 / 893 |
| Map Reference | CAB E MAP 190 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 202011290 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 714 DECAMP AVE, 714, NISKAYUNA, NY 12309-6010 |
| Name | Verified Name |
|---|---|
| Address | 25 N FERRY ST, SCHENECTADY, NY 12305-1616 |
| Document Number | 0000011291 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 202011291 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,839.00 (+1.61%) | ||
| 2025 | $7,715.00 (+18.07%) | $155,000 (+11.11%) Land $20,900 Building $134,100 | $256,665 (+45.35%) Land $34,608 Building $222,057 |
| 2023 | $139,500 (-) Land $20,900 Building $118,600 | $176,582 (+3.8%) Land $26,456 Building $150,126 | |
| 2022 | $139,500 Land $20,900 Building $118,600 | $170,122 Land $25,488 Building $144,634 | |
| 2021 | $6,534.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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