Union County property record for 714 Cottage Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,292 sqft · built 1996 |
| Lot Size | 1.23 acres (53,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $91,500 (Jan 1997) |
| Tax Bill | $1,281 (2025) |
| Deeds & Mortgages | Apr 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-125-116 |
| Primary APN | 09-125-116 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,292 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 53,884 sqft (1.23 acres) |
| Porch | Slab |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 714 COTTAGE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-20 UNIO |
| Legal Description | #27 WORTHWOOD PB04 PG106 |
| Legal Subdivision | WORTHWOOD |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20702 |
Source: Union County records · APN 09-125-116
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 714 COTTAGE DR, MONROE, NC 28112-9110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 1997 · Amount on Record |
| Deed Sale | Jan 10, 1997 · Amount on Record |
| Deed Book / Page | 933 / 841 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 714 COTTAGE DR, MONROE, NC 28112-9110 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 807498 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 8074/98 |
| Instrument | 18917 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,281.00 (-8.63%) | $253,200 (+18.26%) Land $56,700 Building $196,500 | $253,200 (+18.26%) Land $56,700 Building $196,500 |
| 2023 | $1,402.00 | $214,100 Land $27,100 Building $187,000 | $214,100 Land $27,100 Building $187,000 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Based on FCC filings for 55 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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