714 Cedar St, Centralia, IL 62801 Property Records

Marion County property record for 714 Cedar St, Centralia, IL 62801 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,019 sqft · built 1919
Lot Size	0.29 acres (12,800 sqft)
Owner	Individual Name on File
Last Sale	$100,700 (Jan 2026)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Feb 2010 Line of Credit Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1400059240`

Property Details

APN / Parcel Number

Primary APN	`1400059240`

Interior

Building Area	2,019 sqft Living Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Lot Area	12,800 sqft (0.29 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Garage Area	270 sqft

Location & Zoning

Street Address	714 CEDAR ST
City	CENTRALIA
State	IL
Zip	62801-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOYLES SUB 80FT X 160FT LOT 2 BLK 89
Legal Subdivision	DOYLES SUB
Legal Block	89
Legal Lot Number	2
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1050
Census Tract	952500

Owner

Source: Marion County records · APN 1400059240

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	714 CEDAR ST, CENTRALIA, IL 62801-4544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2010	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jan 22, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Dec 04, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Deed Document Number	2026306
Prior Transfer Date	Nov 30, 2023
Prior Transfer Doc	2023R04828
Record Updated	Sep 20, 2026

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	714 CEDAR ST, CENTRALIA, IL 62801-4544
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R00736
Date	Feb 16, 2010
Instrument	2010R00736

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 26, 2020

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Jan 22, 2026
Property Address	714 CEDAR ST, CENTRALIA, IL 62801-4544
Document Number	2026R00306
Instrument Date	Jan 21, 2026
Instrument	2026R00306
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	HEARTLAND TITLE AND ESCROW, HEARTLAND TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$101.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 CEDAR ST, CENTRALIA, IL 62801-4544

Mortgage

Document Number	2026R01251
Date	Jan 22, 2026
Instrument	2026R01251

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Fixed Rate
Rate	7.75%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION IL
Recording Date	Dec 04, 2023
Property Address	714 CEDAR ST, CENTRALIA, IL 62801-4544
Document Number	2023R04828
Instrument Date	Nov 30, 2023
Instrument	2023R04828
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	714 CEDAR ST, CENTRALIA, IL 62801-4544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	714 CEDAR ST, CENTRALIA, IL 62801-4544

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,175.00 (+382.26%) Homeowner's exemption Senior Citizen's exemption	$36,520 (+12.02%) Land $3,790 Building $32,730	$109,560 (+12.02%) Land $11,370 Building $98,190
2024	$451.00 (-69.07%) Homeowner's exemption Senior Citizen's exemption	$32,600 (+17.69%) Land $3,380 Building $29,220	$97,800 (+17.69%) Land $10,140 Building $87,660
2022	$1,458.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$27,700 Land $2,870 Building $24,830	$83,100 Land $8,610 Building $74,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (17121C), updated November 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171219525001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2011)
Most Recent Claim	Apr 2011, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Apr 2011 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 391 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Delta Communications	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20

May also be available at this address: LTD Broadband, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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