714 Cedar Ln, Genoa, IL 60135 Property Records

DeKalb County property record for 714 Cedar Ln, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$6,920 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-30-175-011`

Property Details

APN / Parcel Number

Primary APN	`03-30-175-011`

Exterior

Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Account Number	0330175011
Street Address	714 CEDAR LN
City	GENOA
State	IL
Zip	60135-8199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW GLEN P.U.D. PHASE 2 LOT 83
Legal Subdivision	WILLOW GLEN P.U.D. PHASE 2
Legal Phase	2
Legal Lot Number	83
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	3
Census Block	3028
Census Tract	100

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	714 CEDAR LN, GENOA, IL 60135-8199
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDWEST COMMUNITY BANK
Aug 30, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Feb 4, 2026	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 1, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026
Deed Sale	Feb 4, 2026
Prior Sale	May 1, 2019 · Amount on Record
Deed Document Number	2026897
Prior Transfer Date	Jan 26, 2026
Prior Transfer Doc	0000000897
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	714 CEDAR LN, GENOA, IL 60135-8199
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001707
Date	Feb 14, 2022
Instrument	2022001707

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	51032

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	714 CEDAR LN, GENOA, IL 60135-8199
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 CEDAR LN, GENOA, IL 60135-8199

Mortgage

Document Number	0000011353
Date	Aug 30, 2021
Instrument	2021011353

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	May 1, 2049

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Feb 4, 2026
Property Address	714 CEDAR LN, GENOA, IL 60135-8199
Document Number	0000000897
Map Reference	DOC 95010468
Instrument Date	Jan 26, 2026
Instrument	2026000897
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 CEDAR LN, GENOA, IL 60135-8199

Mortgage

Document Number	0000000898
Date	Feb 4, 2026
Instrument	2026000898

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	5.99%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 1, 2019
Property Address	714 CEDAR LN, GENOA, IL 60135-8199
Document Number	0000003342
Instrument Date	Apr 24, 2019
Instrument	3342
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	714 CEDAR LN GENOA IL 601358199, GENOA, IL 60135-8199

Mortgage

Document Number	3343
Date	May 1, 2019
Instrument	3343

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,970 (+8.68%) Land $16,444 Building $74,526	$272,910 (+8.68%) Land $49,332 Building $223,578
2024	$6,920.00 Homeowner's exemption	$83,705 (+7.52%) Land $15,131 Building $68,574	$251,115 (+7.52%) Land $45,393 Building $205,722
2023		$77,851 Land $14,073 Building $63,778	$233,553 Land $42,219 Building $191,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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