714 7th St, Cheney, WA 99004 Property Records

Spokane County property record for 714 7th St, Cheney, WA 99004

Property Summary

Property Type	Apartments (5+ Units)
Details	13 bd · 8.5 ba · 5,404 sqft · built 1910
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jul 2020)
Tax Bill	$9,248 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13132.8404`

Property Details

APN / Parcel Number

Primary APN	`13132.8404`

Interior

Bedrooms	13 Beds
Full Baths	8.5 Baths
Half Baths	5 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	29 Rooms
Stories	2 Stories
Building Area	5,404 sqft Living Area
Gross Area	6,228 sqft
1st Floor Area	3,156 sqft
2nd Floor Area	1,536 sqft
Upper Floors Area	800 sqft
Basement Area	288 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2006
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	144 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	336 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Patio Area	84 sqft
Canopy	108 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	714 7TH ST
City	CHENEY
State	WA
Zip	99004-1740
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-3
Legal Description	CHENEY 2ND TO TOWN OF L4 &NELY1/2 OF L5 B123
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY ADD 02
Legal Block	123
Legal Lot Number	4,5
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4014
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	716 4TH ST, CHENEY, WA 99004-1757
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Sep 24, 1999 · Amount on Record
Deed Document Number	20206950126
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	714 7TH ST, CHENEY, WA 99004-1740
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007158976
Date	Dec 8, 2021
Instrument	7158976

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 31, 2020
Property Address	714 7TH ST, CHENEY, WA 99004-1740
Document Number	0006950126
Map Reference	VOL A PG 52&53
Instrument Date	Jul 14, 2020
Instrument	6950126
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 4TH ST, CHENEY, WA 99004-1757

Mortgage

Document Number	0006950127
Date	Jul 31, 2020
Instrument	6950127

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,248.00 (+2.72%)	$858,700 (+8.74%) Land $97,200 Building $761,500	$858,700 (+8.74%) Land $97,200 Building $761,500
2025	$9,003.00 (+22.11%)	$789,700 (+94.36%) Land $97,200 Building $692,500	$789,700 (+94.36%) Land $97,200 Building $692,500
2024	$7,373.00 (+116.73%)	$406,300 (+29.35%) Land $80,000 Building $326,300	$406,300 (+29.35%) Land $80,000 Building $326,300
2023	$3,402.00 (-2.21%)	$314,100 Land $48,000 Building $266,100	$314,100 Land $48,000 Building $266,100
2022	$3,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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