714 3rd St, Kalona, IA 52247 Property Records

Washington County property record for 714 3rd St, Kalona, IA 52247

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1974
Lot Size	0.199 acres (8,680 sqft)
Owner	2 Individual Names on File
Last Sale	$122,500 (Sep 2008)
Tax Bill	$2,926 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-07-327-004`

Property Details

APN / Parcel Number

Primary APN	`03-07-327-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,680 sqft (0.199 acres)
Lot Dimensions	140 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	714 3RD ST
City	KALONA
State	IA
Zip	52247-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 04 SNIDER & ALLEN ADD LOT 16 & S 12 FT
Legal Subdivision	SNIDER & ALLEN ADD
Legal Block	327
Legal Lot Number	16
Jurisdiction	WASHINGTON IA
Township / Civil Division	ENGLISH RIVER
Census Block Group	1
Census Block	1010
Census Tract	960101

Owner

714 3rd St is owned and occupied by two individuals who bought it in September 2008.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	714 3RD ST, KALONA, IA 52247-9400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK AND TRUST COMPANY
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2008 · Amount on File
Deed Sale	Sep 24, 2008 · Amount on File
Prior Sale	Jun 19, 2008 · Amount on File
Deed Document Number	20083677
Deed Book / Page	2008 / 3677
Prior Transfer Date	Dec 17, 2007
Prior Transfer Doc	002008/914
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON IA
Recording Date	Aug 24, 2026
Property Address	714 3RD ST, KALONA, IA 52247-9400
Document Number	0000002850
Instrument Date	Aug 18, 2026
Instrument	20262850
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 3RD ST, KALONA, IA 52247-9400

Mortgage

Document Number	0000002850,
Date	Aug 24, 2026
Instrument	20262850

Lender

Name	HILLS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	66 Months
Due	Feb 5, 2032

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON IA
Property Address	714 3RD ST, KALONA, IA 52247-9400
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213268
Date	Aug 9, 2021
Instrument	2021-3268

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 10, 2026

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON IA
Property Address	714 3RD ST, KALONA, IA 52247-9400
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211742
Date	May 3, 2021
Instrument	2021-1742

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 10, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 714 3rd St was $2,926 with a homeowner's exemption, up 4.3% from the year before.

Source: Washington County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Washington County
Municipality	Kalona City
Unified School District	Mid-Prairie Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,000 (-) Land $20,900 Building $172,100	$193,000 (-) Land $20,900 Building $172,100
2025	$2,926.00 (+4.28%) Homeowner's exemption	$193,000 Land $20,900 Building $172,100	$193,000 Land $20,900 Building $172,100
2024	$2,806.00
2023		$175,500 (+19.47%) Land $20,900 Building $154,600	$175,500 Land $20,900 Building $154,600
2022	$2,672.00 Homeowner's exemption	$146,900 Land $20,900 Building $126,000
2021			$146,900 Land $20,900 Building $126,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 714 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	45 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 714 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALONA WATER DEPT serves 2,630 people · EPA ID IA9233012
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalona Cooperative Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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