7139 Oak Glen Trl, Saint Cloud, FL 34773 Property Records

Osceola County property record for 7139 Oak Glen Trl, Saint Cloud, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	2,881 sqft Heated Area
Lot Size	19,384 sqft (0.444 acres)
Occupancy	Owner Occupied
Last Sale	$850,000 (2021)
Tax Bill	$11,789.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30263232920001003E`
Alternative APN	`162777`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,881 sqft Heated Area
Gross Area	4,298 sqft Gross Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	19,384 sqft (0.444 acres)
Garage Type	Finished Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Pool Area	36 sqft Pool
Deck Area	860 sqft Deck
Porch	Open Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	162777
Street Address	7139 OAK GLEN TRL
City	SAINT CLOUD
State	FL
Zip	34773-6011
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOODS D-2 & E PB 21 PG 36-40 LOT 3E
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY NBHDS D-2 & E
Legal Tract	3292
Legal Block	1
Legal Lot Number	3E
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 30263232920001003E

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7139 OAK GLEN TRL, SAINT CLOUD, FL 34773-6011
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 21, 2019	Deed of Trust, Mortgage · Building or Construction Mortgage CENTENNIAL BANK
Jul 01, 2021	Warranty Deed, Transfer CORE TITLE SERVICES LLC
Sep 15, 2020	Loan Modification, Mortgage CENTENNIAL BK
Mar 15, 2019	Warranty Deed, Transfer · Commercial Mortgage CENTENNIAL BANK
Oct 22, 2018	Warranty Deed, Transfer · Line of Credit HARMONY RETAIL LLC
Dec 29, 2017	Quit Claim Deed, Mortgage HARMONY FLORIDA LAND LLC
Dec 29, 2017	Grant Deed, Transfer ATTORNEY ONLY
Sep 28, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2021 · Amount on Record
Deed Sale	Jul 01, 2021 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Doc Number	2021103108
Deed Book / Page	5993 / 2532
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	7139 OAK GLEN TRL, HARMONY, FL 34773-6011
Transaction Type	Mortgage
Record Updated	Feb 08, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058320012
Date	Nov 12, 2020
Book Page	5832/12
Instrument	2020155318

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 05, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	7139 OAK GLEN TRL, HARMONY, FL 34773-6011
Transaction Type	Mortgage
Record Updated	Feb 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055272278
Date	May 21, 2019
Book Page	5527/2278
Instrument	2019065496

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jun 01, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 01, 2021
Property Address	7139 OAK GLEN TRL, SAINT CLOUD, FL 34773-6011
Document Number	0059932532
Book / Page	5993 / 2532
Map Reference	MB 21 PG 36-40
Instrument Date	Jun 24, 2021
Instrument	2021103108
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	CORE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$5,950.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	257 SNOW BIRD CIR, SANFORD, FL 32771-8059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7139 OAK GLEN TRL, HARMONY, FL 34773-6011

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	7139 OAK GLEN TRL, HARMONY, FL 34773-6011
Document Number	0058131065
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 03, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7139 OAK GLEN TRL HARMONY FL 347736011, HARMONY, FL 34773-6011

Mortgage

Document Number	0058131065
Date	Oct 15, 2020
Book Page	005813/001065
Instrument	139477

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CONWAY, AR 72032

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 15, 2019
Property Address	7139 OAK GLEN TRL, HARMONY, FL 34773-6011
Document Number	0054920317
Book / Page	5492 / 0317
Map Reference	MB 21 PG 36-40
Instrument Date	Feb 22, 2019
Instrument	2019033343
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	PLATINUM TITLE OF CTRL FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8092 NORTHLAKE PKWY, 8092, ORLANDO, FL 32827-6914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 ALLIGATOR ST, SAINT CLOUD, FL 34771-7540

Mortgage

Document Number	2019033344
Date	Mar 15, 2019
Instrument	2019033344

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Feb 22, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 22, 2018
Property Address	7139 OAK GLEN TRL, HARMONY, FL 34773-6011
Document Number	0054202932
Book / Page	005420 / 002932
Instrument Date	Sep 14, 2018
Instrument	157663
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8092 NORTHLAKE PKWY ORLANDO FL 328276914, ORLANDO, FL 32827-6914
Investor	Possibly a Property Investor

Mortgage

Document Number	54202945
Date	Oct 22, 2018
Book Page	005420/002945
Instrument	157665

Lender

Name	HARMONY RETAIL LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 29, 2017
Property Address	7139 OAK GLEN TRL, HARMONY, FL 34773-6011
Document Number	0052611300
Book / Page	005261 / 001300
Instrument Date	Dec 22, 2017
Instrument	185266
Transaction Type	Mortgage
Record Updated	Feb 06, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7272 HARMONY SQUARE DR S HARMONY FL 347736002, HARMONY, FL 34773-6002

Mortgage

Document Number	52611315
Date	Dec 29, 2017
Book Page	005261/001315
Instrument	185267

Lender

Name	HARMONY FLORIDA LAND LLC
Address	1750 W BROADWAY ST # 111, OVIEDO, FL 32765-9618

Agreement

Amount	Amount Recorded

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 29, 2017
Property Address	7139 OAK GLEN TRL, HARMONY, FL 34773-6011
Document Number	0052611286
Book / Page	005261 / 001286
Instrument Date	Dec 22, 2017
Instrument	185263
Transaction Type	Transfer
Record Updated	Feb 06, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$13,650.00
Additional	Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7272 HARMONY SQUARE DR S HARMONY FL 347736002, HARMONY, FL 34773-6002

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 28, 2017
Property Address	7139 OAK GLEN TRL, HARMONY, FL 34773-6011
Document Number	0052141789
Book / Page	005214 / 001789
Instrument Date	Sep 27, 2017
Instrument	137429
Transaction Type	Transfer
Record Updated	Nov 08, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$169.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1750 W BROADWAY ST #111 OVIEDO FL 327659618, 111, OVIEDO, FL 32765-9618
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,789.00 (+4.95%) Homeowner's exemption	$329,220 (+5.99%)	$657,100 (-1.88%) Land $120,800 Building $536,300
2023	$11,233.00 (+6.14%) Homeowner's exemption	$310,624 (+3%)	$669,700 (+25.98%) Land $120,800 Building $548,900
2022	$10,583.00 Homeowner's exemption	$301,577	$531,600 Land $84,000 Building $447,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 90% of the US · above 83% of Florida
Wildfire Likelihood	About 1 in 111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

7139 Oak Glen Trl, Saint Cloud, FL 34773 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2017: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Oak Glen Trl

Nearby Streets

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