Santa Clara County property record for 7138 Windcliff Ln, San Jose, CA 95138
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,025 sqft · built 2006 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $853,000 (May 2006) |
| Tax Bill | $17,865 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 678-21-056 |
| Primary APN | 678-21-056 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,025 sqft Living Area |
| 1st Floor Area | 874 sqft |
| 2nd Floor Area | 1,151 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 7138 WINDCLIFF LN |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95138-1395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 9611 METCALF ROAD BOOK 792 PAGE 14 PAGE 31 LOT 126 |
| Legal Subdivision | METCALF ROAD |
| Legal Tract | 9611 |
| Legal Lot Number | 126 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 512001 |
7138 Windcliff Ln is owned and occupied by two individuals who bought it in May 2006.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7138 WINDCLIFF LN, SAN JOSE, CA 95138-1395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2006 · Amount on File |
| Deed Sale | May 12, 2006 · Amount on File |
| Deed Document Number | 200618932069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7138 WINDCLIFF LN, SAN JOSE, CA 95138-1395 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 7138 WINDCLIFF LN, SAN JOSE, CA 95138-1395 |
| Document Number | 0024743217 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 24743217 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7138 WINDCLIFF LN, SAN JOSE, CA 95138-1395 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 7138 WINDCLIFF LN, SAN JOSE, CA 95138-1395 |
| Document Number | 0024848892 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 24848892 |
| Name | IMC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 7138 Windcliff Ln was $17,865 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Secondary School District | East Side Union High School District (09 - 12) |
| Elementary School District | Oak Grove Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,224,270 (+2%) Land $593,799 Building $630,471 | |
| 2025 | $17,865.00 Homeowner's exemption | $1,200,265 Land $582,156 Building $618,109 |
| 2023 | $17,065.00 (+0.61%) Homeowner's exemption | $1,153,659 Land $559,551 Building $594,108 |
| 2022 | $16,962.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7138 Windcliff Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7138 Windcliff Ln is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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