7138 Santo Pl, Rancho Cucamonga, CA 91701 Property Records

San Bernardino County property record for 7138 Santo Pl, Rancho Cucamonga, CA 91701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,494 sqft · built 1994
Lot Size	0.071 acres (3,100 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Nov 2020)
Tax Bill	$8,007 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1089-384-12-0000`

Property Details

APN / Parcel Number

Primary APN	`1089-384-12-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	734 sqft
2nd Floor Area	760 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	3,100 sqft (0.071 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7138 SANTO PL
City	RANCHO CUCAMONGA
State	CA
Zip	91701-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 13281 LOT 97
Legal Subdivision	TRACT NO 13281
Legal Tract	13281
Legal Block	1
Legal Lot Number	97
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1002
Census Tract	2031

Owner

7138 Santo Pl is owned and occupied by two individuals who acquired it in September 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7138 SANTO PL, RANCHO CUCAMONGA, CA 91701-8617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Sep 17, 2021	Quit Claim Deed, Transfer CLEARMARK TITLE
Aug 3, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 17, 2020	Grant Deed, Transfer · Conventional Mortgage VISTA POINT MORTGAGE LLC
Nov 17, 2020	Quit Claim Deed LAWYERS TITLE
Feb 3, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	Aug 17, 1994 · Amount on File
Deed Document Number	2020461654
Last Transfer Date	Sep 3, 2021
Transfer Doc	0000424698
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7138 SANTO PL, RANCHO CUCAMONGA, CA 91701-8617
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	CLEARMARK TITLE, DLEARMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7138 SANTO PL, RANCHO CUCAMONGA, CA 91701-8617

Mortgage

Document Number	0000424697
Date	Sep 17, 2021
Instrument	2021-0424697

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 17, 2021
Property Address	7138 SANTO PL, RANCHO CUCAMONGA, CA 91701-8617
Document Number	0000424698
Map Reference	MB 218 PG 52-58
Instrument Date	Sep 3, 2021
Instrument	2021-0424698
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CLEARMARK TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7138 SANTO PL, RANCHO CUCAMONGA, CA 91701-8617

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 3, 2021
Property Address	7138 SANTO PL, RANCHO CUCAMONGA, CA 91701-8617
Document Number	0000349132
Map Reference	MB 218 PG 52-58
Instrument Date	Jul 22, 2021
Instrument	2021-0349132
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7138 SANTO PL, RANCHO CUCAMONGA, CA 91701-8617

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 17, 2020
Property Address	7138 SANTO PL, RANCHO CUCAMONGA, CA 91701-8617
Document Number	0000461654
Instrument Date	Nov 11, 2020
Instrument	461654
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7138 SANTO PL RANCHO CUCAMONGA CA 917018617, RANCHO CUCAMONGA, CA 91701-8617

Mortgage

Document Number	461656
Date	Nov 17, 2020
Instrument	461656

Lender

Name	VISTA POINT MORTGAGE LLC
Address	1920 MAIN ST # 200, IRVINE, CA 92614-7259

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

November 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 17, 2020
Property Address	7138 SANTO PL, RANCHO CUCAMONGA, CA 91701-8617
Document Number	0000461655
Instrument Date	Nov 10, 2020
Instrument	461655
Record Updated	Dec 4, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7138 SANTO PL RANCHO CUCAMONGA CA 917018617, RANCHO CUCAMONGA, CA 91701-8617

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 3, 2017
Property Address	7138 SANTO PL, RANCHO CUCAMONGA, CA 91701-8617
Document Number	0000051570
Instrument Date	Feb 2, 2017
Instrument	51570
Transaction Type	Transfer
Record Updated	Feb 14, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7138 SANTO PL RANCHO CUCAMONGA CA 917018617, RANCHO CUCAMONGA, CA 91701-8617

Tax Assessment & Valuation

The 2025 property tax bill for 7138 Santo Pl was $8,007 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$681,932 (+2%) Land $238,135 Building $443,797
2025	$8,007.00 Homeowner's exemption	$668,561 Land $233,466 Building $435,095
2023	$7,656.00 (+1.43%) Homeowner's exemption	$642,600 Land $224,400 Building $418,200
2022	$7,548.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7138 Santo Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7138 Santo Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,048 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Inyo Networks, Verizon.

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