Shiawassee County property record for 7138 S Ruess Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,500 (Feb 2010) |
| Tax Bill | $1,749 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-29-200-001-02 |
| Primary APN | 010-29-200-001-02 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Street Address | 7138 S RUESS RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 29 T6N R2E COM AT PT ON E SEC LINE WHICH IS S0043'55!E 633 FT FROM NE COR OF SEC S0043'55!E 200 FT W 233 FT N0043'55!E 20 |
| Legal Range | 02E |
| Legal Township | 06N |
| Legal Section | 29 |
| Legal Subdivision | CENTER OF CREEK |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 31401 |
7138 S Ruess Rd is owned and occupied by an individual who bought it in February 2010.
Source: Shiawassee County records, as of July 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7138 S RUESS RD, OWOSSO, MI 48867-9154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 INC |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 26, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2010 · Amount on File |
| Deed Sale | Feb 18, 2010 · Amount on File |
| Prior Sale | Oct 29, 2009 · Amount on File |
| Deed Document Number | 20103207628 |
| Deed Book / Page | 1144 / 863 |
| Prior Transfer Date | Jan 13, 2010 |
| Prior Transfer Doc | 0011440862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 7138 S RUESS RD, OWOSSO, MI 48867-9154 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 7138 S RUESS RD, OWOSSO, MI 48867-9154 |
| Document Number | 0013320370 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 1332/370 |
| Instrument | 3396836 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 7138 S RUESS RD, OWOSSO, MI 48867-9154 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CARRINGTON MORTGAGE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 7138 S RUESS RD, OWOSSO, MI 48867-9154 |
| Document Number | 0012720482 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 1272/482 |
| Instrument | 3336137 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 26, 2018 |
| Property Address | 7138 S RUESS RD, OWOSSO, MI 48867-9154 |
| Document Number | 0012470419 |
| Book / Page | 001247 / 000419 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 3310791 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2018 |
| Title Company | CARRINGTON TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7138 S RUESS RD OWOSSO MI 488679154, OWOSSO, MI 48867-9154 |
| Document Number | 12470420 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 001247/000420 |
| Instrument | 3310792 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2048 |
The 2025 property tax bill for 7138 S Ruess Rd was $1,749 with a homeowner's exemption, up 3.3% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Bennington Township |
| Unified School District | Perry Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,200 (+12.29%) | $186,400 (+12.29%) | |
| 2025 | $1,749.00 (+3.31%) Homeowner's exemption | $83,000 | $166,000 |
| 2024 | $1,693.00 (+19.31%) | ||
| 2023 | $1,419.00 Homeowner's exemption | $68,300 | $136,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7138 S Ruess Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7138 S Ruess Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DayStarr Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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