7138 Executive Cir, Denver, NC 28037 Property Records

Lincoln County property record for 7138 Executive Cir, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,760 sqft · built 1985
Lot Size	0.343 acres (14,941 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Sep 2013)
Tax Bill	$3,851 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4605-57-1608`

Property Details

APN / Parcel Number

Primary APN	`4605-57-1608`
Alternative APNs	`460507571608` `248922` `33996`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
Basement Area	968 sqft
Unfinished Basement	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	14,941 sqft (0.343 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Boat Access	Boat Access
Boat House	672 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	248922
Street Address	7138 EXECUTIVE CIR
City	DENVER
State	NC
Zip	28037-8211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	LAKESHORE #6 SEC 3
Legal Subdivision	LAKE SHORE
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	71203

Owner

7138 Executive Cir is owned and occupied by an individual who bought it in September 2013.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	7138 EXECUTIVE CIR, DENVER, NC 28037-8211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUDSON HERITAGE CREDIT UNION
Jul 10, 2010	Deed of Trust, Mortgage · Line of Credit HUDSON HERITAGE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2013 · Amount on File
Deed Sale	Sep 6, 2013 · Amount on File
Prior Sale	Apr 28, 2004 · Amount on File
Deed Document Number	2013512305
Deed Book / Page	2418 / 64
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7138 EXECUTIVE CIR, DENVER, NC 28037-8211
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7138 EXECUTIVE CIR, DENVER, NC 28037-8211

Mortgage

Document Number	0003217577
Date	Dec 15, 2022
Book Page	3217/577
Instrument	661513

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jan 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7138 EXECUTIVE CIR, DENVER, NC 28037-8211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2913573
Date	Jun 1, 2020
Book Page	2913/573
Instrument	609628

Lender

Name	HUDSON HERITAGE CREDIT UNION
Type	Non-Lending Institution
Address	MIDDLETOWN, NY 10941

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7138 EXECUTIVE CIR, DENVER, NC 28037-8211
Document Number	2858615
Instrument Date	Jul 10, 2010
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7138 EXECUTIVE CIR DENVER NC 280378211, DENVER, NC 28037-8211

Mortgage

Document Number	2858615
Date	Nov 1, 2019
Book Page	002858/000615
Instrument	600016

Lender

Name	HUDSON HERITAGE FCU
Type	Credit Union
Address	MIDDLETOWN, NY 10941

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 31, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7138 Executive Cir was $3,851.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,851.00	$609,524 Land $284,214 Building $325,310	$609,524 Land $284,214 Building $325,310
2023	$3,795.00	$609,524 Land $284,214 Building $325,310	$609,524 Land $284,214 Building $325,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7138 Executive Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7138 Executive Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Executive Cir

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