7137 McCutcheon Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 7137 McCutcheon Rd, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details1 ba · 720 sqft · built 1960
Lot Size0.071 acres (3,132 sqft)
Owner2 Individual Names on Record
Last Sale$206,850 (Dec 2019)
Tax Bill$424 (2025)
Deeds & MortgagesDec 2019 Sale & Line of Credit
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN139P C 017

Property Details

APN / Parcel Number

Primary APN139P C 017
Alternative APN
  • 0000132705

Interior

Full Baths1 Bath
Stories1 Story
Building Area720 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,132 sqft (0.071 acres)
Lot Dimensions54 ft deep x 58 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Account Number0000132705
Street Address7137 MCCUTCHEON RD
CityCHATTANOOGA
StateTN
Zip37421-6711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 HAMILTON ACRES PB46 PG194 REV 52-59 OUT OF 139P-C-7.06 FOR 93
Legal SubdivisionHAMILTON ACRES
Legal Lot Number3
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group2
Census Block2001
Census Tract11448

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6705 SHALLOWFORD RD, CHATTANOOGA, TN 37421-1711
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2019Warranty Deed, Transfer · Line of Credit
FIRST JACKSON BK
Nov 8, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2019 · Amount on Record
Deed SaleDec 31, 2019 · Amount on Record
Prior SaleNov 8, 2018
Deed Document Number2019123100074
Deed Book / Page11864 / 769
Record UpdatedJun 8, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 31, 2019
Property Address7137 MCCUTCHEON RD, CHATTANOOGA, TN 37421-6711
Document Number1231000074
Book / Page011864 / 000769
Instrument DateDec 30, 2019
Instrument191231000074
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$765.34
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6705 SHALLOW RD CHATTANOOGA TN 37421, CHATTANOOGA, TN 37421
InvestorPossibly a Property Investor

Mortgage

Document Number1231000075
DateDec 31, 2019
Book Page011864/000772
Instrument191231000075
Lender
NameFIRST JACKSON BK
TypeBank
AddressSTEVENSON, AL 35772
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateNov 8, 2018
Property Address7137 MCCUTCHEON RD, CHATTANOOGA, TN 37421-6711
Document Number1108000160
Book / Page011497 / 000892
Instrument DateNov 5, 2018
Instrument181108000160
Transaction TypeTransfer
Record UpdatedDec 31, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7428 OLD LEE HWY CHATTANOOGA TN 374211141, CHATTANOOGA, TN 37421-1141

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$424.00 (+171.79%)$27,975 (+299.64%)$111,900 (+299.64%) Land $25,000 Building $86,900
2024$156.00$7,000 (-)$28,000 (-) Land $20,000 Building $8,000
2023$156.00$7,000 (-)$28,000 (-) Land $20,000 Building $8,000
2022$156.00$7,000$28,000 Land $20,000 Building $8,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1998–2025)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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