7136 Summit Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 7136 Summit Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 2004
Lot Size	0.201 acres (8,747 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Jul 2010)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-29-07-855609-000180`

Property Details

APN / Parcel Number

Primary APN	`27-29-07-855609-000180`
Alternative APNs	`072927855609000180` `72927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	2,283 sqft
1st Floor Area	1,842 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,747 sqft (0.201 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Pool Type	Enclosed Pool
Porch	Unfinished Open Porch
Porch Area	190 sqft

Location & Zoning

Street Address	7136 SUMMIT DR
City	WINTER HAVEN
State	FL
Zip	33884-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 18
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	SUMMIT EAST PHASE 1
Legal Phase	1
Legal Tract	855609
Legal Block	1
Legal Lot Number	18
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1009
Census Tract	14123

Owner

7136 Summit Dr is owned and occupied by two individuals who bought it in July 2010.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7136 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2010 · Amount on File
Deed Sale	Jul 30, 2010 · Amount on File
Prior Sale	Apr 8, 2004 · Amount on File
Deed Document Number	2010119622
Deed Book / Page	8188 / 1375
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	7136 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number	0104450593
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7136 SUMMIT DR WINTER HAVEN FL 338842763, WINTER HAVEN, FL 33884-2763

Mortgage

Document Number	0104450593
Date	Apr 5, 2018
Book Page	010445/000593
Instrument	72728

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7136 Summit Dr was $1,994 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,176 (+2.7%)	$266,378 (+4.04%) Land $42,000 Building $224,378
2025	$1,994.00 Homeowner's exemption	$150,123	$256,032 Land $42,000 Building $214,032
2023	$1,866.00 (+3.49%) Homeowner's exemption	$141,643 (+3%)	$302,810 (+14.01%) Land $40,000 Building $262,810
2022	$1,803.00 Homeowner's exemption	$137,517	$265,608 Land $34,000 Building $231,608

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7136 Summit Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7136 Summit Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000