7134 Silverleaf Oak Rd, #149, Elkridge, MD 21075 Property Records

Howard County property record for 7134 Silverleaf Oak Rd, #149, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	3 ba · 1,944 sqft · built 2007
Lot Size	0.257 acres (11,202 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Sep 2021)
Tax Bill	$5,125 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-314793`

Property Details

APN / Parcel Number

Primary APN	`01-314793`
Alternative APN	`314793`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	1,944 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,202 sqft (0.257 acres)
Garage Type	Built-in
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	314793
Street Address	7134 SILVERLEAF OAK RD, 149
City	ELKRIDGE
State	MD
Zip	21075-6581
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMH
Legal Description	P/O A23 P/O 11202 SQ 7134 SILVERLEAF OAK RD OAKS WATER EDGE COND P23
Legal Lot Number	U 149
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1019
Census Tract	601203

Owner

7134 Silverleaf Oak Rd, #149 is owned and occupied by an individual who bought it in September 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7134 SILVERLEAF OAK RD, 149, ELKRIDGE, MD 21075-6581
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 23, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Deed Book / Page	20922 / 443
Prior Transfer Date	Mar 4, 2019
Prior Transfer Doc	0185820044
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 20, 2021
Property Address	7134 SILVERLEAF OAK RD # 149, 149, ELKRIDGE, MD 21075-6581
Document Number	0209220443
Book / Page	20922 / 443
Map Reference	PL 19600-19601
Instrument Date	Jul 23, 2021
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21001 N TATUM BLVD STE 1630, 21001, PHOENIX, AZ 85050-4242

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1202 FAIRFIELD ESTATES LN, CROWNSVILLE, MD 21032-2033

Mortgage

Document Number	20922449
Date	Sep 20, 2021
Instrument	20922/449

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 13, 2019
Property Address	7134 SILVERLEAF OAK RD # 149, 149, ELKRIDGE, MD 21075-6581
Document Number	0185820044
Book / Page	018582 / 000044
Instrument Date	Mar 4, 2019
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	17850 N 68TH ST #1109 PHOENIX AZ 850549114, 1109, PHOENIX, AZ 85054-9114

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7134 SILVERLEAF OAK RD # 149, 149, ELKRIDGE, MD 21075-6581
Document Number	0174370133
Book / Page	017437 / 000133
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 24, 2017
Title Company	RESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7134 SILVERLEAF OAK RD ELKRIDGE MD 210756581, ELKRIDGE, MD 21075-6581

Mortgage

Document Number	0174370133
Date	Feb 10, 2017
Book Page	017437/000133

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7134 Silverleaf Oak Rd, #149 was $5,125 with a homeowner's exemption, down 1% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,125.00 (-1%) Homeowner's exemption	$401,600 (+8.5%) Land $130,000 Building $271,600	$401,600 (-) Land $130,000 Building $271,600
2025	$5,177.00 (+5.55%) Homeowner's exemption	$370,133	$401,600 Land $130,000 Building $271,600
2024	$4,905.00
2023		$307,200 Land $100,000 Building $207,200	$307,200 Land $100,000 Building $207,200
2022	$3,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7134 Silverleaf Oak Rd, #149 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7134 Silverleaf Oak Rd, #149 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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