7134 Plank Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7134 Plank Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 1956
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Trust Names on File
Last Sale	$951,000 (Dec 2018)
Tax Bill	$14,706 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`502-190-029-4`

Property Details

APN / Parcel Number

Primary APN	`502-190-029-4`
Alternative APN	`502-190-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1970
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	7134 PLANK AVE
City	EL CERRITO
State	CA
Zip	94530-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2125 LOT 10
Legal Subdivision	CASTRO COURT
Legal Tract	2125
Legal Lot Number	10
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	386000

Owner

7134 Plank Ave is owner-occupied and held in a trust since December 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7134 PLANK AVE, EL CERRITO, CA 94530-2038
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Dec 7, 2018	Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on File
Deed Sale	Dec 7, 2018 · Amount on File
Prior Sale	May 13, 2014 · Amount on File
Deed Document Number	2018196341
Prior Transfer Date	Oct 29, 1999
Prior Transfer Doc	0000034955
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7134 PLANK AVE, EL CERRITO, CA 94530-2038
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMER TTL CO SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171687
Date	Oct 10, 2019
Instrument	2019-171687

Lender

Name	MECHANICS BANK
Type	Bank
Address	HERCULES, CA 94547

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7134 PLANK AVE, EL CERRITO, CA 94530-2038
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055812
Date	Mar 23, 2020
Instrument	2020-055812

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7134 PLANK AVE, EL CERRITO, CA 94530-2038
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7134 PLANK AVE, EL CERRITO, CA 94530-2038

Mortgage

Document Number	0000012770
Date	Jan 14, 2021
Instrument	2021-012770

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7134 PLANK AVE, EL CERRITO, CA 94530-2038
Document Number	0000091913
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	OLD REPUBLIC TITLE COMPANY PLEASANT, OLD REPUBLIC TITLE CO PLEASANT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7134 PLANK AVE EL CERRITO CA 945302038, EL CERRITO, CA 94530-2038

Mortgage

Document Number	0000091913
Date	Jun 18, 2019
Instrument	91913

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 7, 2018
Property Address	7134 PLANK AVE, EL CERRITO, CA 94530-2038
Document Number	0000196341
Map Reference	MB 64 PG 18
Instrument Date	Dec 3, 2018
Instrument	2018-196341
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7134 PLANK AVE, EL CERRITO, CA 94530-2038

Mortgage

Document Number	0000196342
Date	Dec 7, 2018
Instrument	2018-196342

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7134 Plank Ave was $14,706 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,082,069 (+2%) Land $924,369 Building $157,700
2025	$14,706.00 Homeowner's exemption	$1,060,853 Land $906,245 Building $154,608
2023	$14,104.00 (+1.37%) Homeowner's exemption	$1,019,660 Land $871,055 Building $148,605
2022	$13,913.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7134 Plank Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7134 Plank Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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