Hamilton County property record for 7132 Summit Ave, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,604 sqft · built 1941 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Dec 2018) |
| Tax Bill | $5,905 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 525-0003-0184-00 |
| Primary APN | 525-0003-0184-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| Gross Area | 1,934 sqft |
| 1st Floor Area | 780 sqft |
| Attic | Attic |
| Attic Area | 374 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 450 sqft |
| Unfinished Basement | 330 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7132 SUMMIT AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT AV 50 X 140 LOT 158 MADEIRA HGTS SUB |
| Legal Subdivision | MADEIRA HGTS SUB |
| Legal Lot Number | 158 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MADEIRA |
| Census Block Group | 6 |
| Census Block | 6007 |
| Census Tract | 24100 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7132 SUMMIT AVE, CINCINNATI, OH 45243-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Dec 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Jun 2, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Prior Sale | Jun 2, 2017 · Amount on Record |
| Deed Document Number | 2018109729 |
| Deed Book / Page | 13815 / 1654 |
| Prior Transfer Date | Dec 17, 1999 |
| Prior Transfer Doc | 0000006716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7132 SUMMIT AVE, CINCINNATI, OH 45243-2518 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000112650 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 14504/2954 |
| Instrument | 2021-0112650 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7132 SUMMIT AVE, CINCINNATI, OH 45243-2518 |
| Document Number | 0000076006 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 7132 SUMMIT AVE CINCINNATI OH 452432518, CINCINNATI, OH 45243-2518 |
| Document Number | 0000076006 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 014223/002636 |
| Instrument | 76006 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 14, 2018 |
| Property Address | 7132 SUMMIT AVE, CINCINNATI, OH 45243-2518 |
| Document Number | 0000109729 |
| Book / Page | 13815 / 01654 |
| Map Reference | MB 23 PG 36 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 2018-0109729 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Document Number | 0000109730 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 2018-0109730 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 2, 2017 |
| Property Address | 7132 SUMMIT AVE, CINCINNATI, OH 45243-2518 |
| Document Number | 0000049224 |
| Book / Page | 013430 / 000210 |
| Instrument Date | May 23, 2017 |
| Instrument | 49224 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $801.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7132 SUMMIT AVE CINCINNATI OH 452432518, CINCINNATI, OH 45243-2518 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Madeira City |
| Unified School District | Madeira City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,905.00 (-0.05%) | $97,762 (-) Land $39,382 Building $58,380 | $279,320 (-) Land $112,520 Building $166,800 |
| 2024 | $5,908.00 (+0.53%) | $97,762 (-) Land $39,382 Building $58,380 | |
| 2023 | $5,877.00 (+14.43%) | $97,762 (+39.66%) Land $39,382 Building $58,380 | $279,320 (+39.66%) Land $112,520 Building $166,800 |
| 2022 | $5,136.00 | $70,001 Land $27,570 Building $42,431 | |
| 2020 | $200,000 Land $78,770 Building $121,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1985–2001) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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